This unit, which manages SMEs, has posted year-on-year growth in loans and deposits. Specialized services, mainly in oil and gas, healthcare, dealer financial services and public finance, drove balance sheet growth in this unit. While Commercial Banking continues to expand its presence in those areas where it is already active, it is also focused on accessing new sectors and expanding into new markets with the opening of commercial loan production offices. This expansion is expected to boost activity and support access to other segments.