BBVA in 2012

The Group’s operational risk profile

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Below are two charts that show BBVA’s operational risk profile. Chart 42 shows the Group’s risk as assessed through the Ev-Ro tool. Chart 43 provides a historical distribution of losses in the different geographical areas where BBVA operates, classified by type of risk.

42 BBVA Group. Risk assessed with the Ev-Ro tool


43 Historical distribution of losses by type of risk