In the second quarter of 2013, CIB continued to improve its liquidity gap, thanks to the significant recovery in fund gathering and lower volume of lending. This aggregate continues to be highly focused on those customers with the greatest loyalty, prioritizing profitability over volume.
Earnings for the quarter show the same characteristics as in previous periods: strong growth and good quality in gross income, cost control and adequate risk management. This is due to a geographically diversified business mix, which in the current environment is supported by the Global Transactional Banking and Corporate Finance units, and by the franchise of Global Markets customers.