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Consensus of estimated anual results

 

Consolidated

Consensus (EUR m) (*)	2018	2019	2020
Net Interest Income	17,223	17,088	17,601
Gross Income	23,419	23,495	24,138
Operating Income	11,839	11.979	12,476
Corporate Transactions	633	0	0
Net Attributable Profit	5,391	4,637	4,962
EPS (€)	0.74	0.67	0.73
BIS3 FL CET1 (%)	11.33	11.71	12.08

(*) This consensus includes the estimates of 15 analysts. (**) Includes the announced capital gain on the sale of BBVA Chile (633 mn). Updated as of November 26th, 2018.

Business areas

Net Attributable Profit (EUR m) (*)	2018	2019	2020
Banking activity in Spain	1,454	1,525	1,655
Real-Estate activity in Spain	-82	-37	-24
The United States	698	768	797
Turkey	598	232	280
Mexico	2,441	2,422	2,503
South America	639	644	679
Rest of Eurasia	79	78	80
Corporate Center (**)	-475	-1,006	-1,014

(*) This consensus includes the estimates of 14 analysts. (**) Includes the announced capital gain on the sale of BBVA Chile (633 mn). Updated as of November 26th, 2018.