The BBVA share and share performance ratios
| The BBVA share and share performance ratios | 09-30-24 | ^% | 09-30-23 | 12-31-23 |
| Number of shares issued (million) | 5,763 | (3.4) | 5,965 | 5,838 |
| Share price (euros) | 9.71 | 25.9 | 7.71 | 8.23 |
| Adjusted earning (loss) per share (euros) (1) | 1.28 | 30.1 | 0.98 | 1.32 |
| Earning (loss) per share (euros) (1) | 1.27 | 32.9 | 0.96 | 1.29 |
| Book value per share (euros) (1) | 9.19 | 7.8 | 8.53 | 8.86 |
| Tangible book value per share (euros) (1) | 8.79 | 8.1 | 8.13 | 8.46 |
| Market capitalization (millions of euros) | 55,962 | 21.7 | 45,994 | 48,023 |
⁽¹⁾ For more information, see Alternative Performance Measures at the end of this report.
Significant Ratios (%)
| Significant Ratios (%) | 09-30-24 | 09-30-23 | 12-31-23 |
| Adjusted ROE (net attributable profit (loss)/average shareholders' funds +/- average accumulated other comprehensive income) (1) | 19.2 | 16.3 | 16.2 |
| Adjusted ROTE (net attributable profit (loss)/average shareholders' funds excluding average intangible assets +/- average accumulated other comprehensive income) (1) | 20.1 | 17.0 | 17.0 |
| Adjusted ROA (Profit (loss) for the year/average total assets) (1) | 1.37 | 1.13 | 1.12 |
| Adjusted RORWA (Profit (loss) for the year/average risk-weighted assets - RWA) (1) | 2.81 | 2.40 | 2.38 |
| Efficiency ratio (1) | 38.9 | 41.8 | 41.7 |
| Cost of risk (1) | 1.42 | 1.11 | 1.15 |
| NPL ratio (1) | 3.3 | 3.3 | 3.4 |
| NPL coverage ratio (1) | 75 | 79 | 77 |
⁽¹⁾ For more information, see Alternative Performance Measures at the end of this report.
Capital adequacy ratios (%)
| Capital adequacy ratios (%) | 09-30-24 | 09-30-23 | 12-31-23 |
| CET1 fully-loaded | 12.84 | 12.73 | 12.67 |
| CET1 phased-in (2) | 12.84 | 12.73 | 12.67 |
| Total Ratio phased-in (2) | 17.09 | 16.51 | 16.58 |
⁽²⁾ Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873. For the periods shown in this table, there are no differences between phased-in and fully-loaded ratios due to the aforementioned temporary treatment.
Other Information
| Other Information | 09-30-24 | ^% | 09-30-23 | 12-31-23 |
| Number of clients (million) (3) | 76.9 | 6.6 | 72.1 | 73.1 |
| Number of shareholders (4) | 717,667 | (6.1) | 764,567 | 742,194 |
| Number of employees | 125,083 | 3.8 | 120,457 | 121,486 |
| Number of branches | 5,863 | (2.6) | 6,017 | 5,949 |
| Number of ATMs | 30,569 | 1.7 | 30,058 | 30,301 |
⁽³⁾ Reported figures include clients from Italy, as well as an adjustment for homogenization of criteria in Peru with the rest of the countries.
⁽⁴⁾ See footnote to table of structural distribution of shareholders in the Capital and shareholders chapter of this report
