Summary Table Annexes I to IV

	Dec-16
Type of company according to annex	Consolidated Cost (Millions of euros)
Insurance companies with a stake of more than 10% that are not consolidated at solvency level (Annex I)	3,306
Financial institutions with a stake of more than 10% that are not consolidated at solvency level (Annex I)	150
Rest of companies that are consolidated at accounting level but not at solvency level (Annex II)	411
TOTAL	3,867

	Dec-16
Type of company according to annex	Consolidated Cost (Millions of euros)
Rest of companies that are not consolidated at accounting or solvency level (Annex III)	512

	Dec-16
Type of company according to annex	Consolidated Cost (Millions of euros)
Rest of companies that are not consolidated at accounting level but are consolidated at solvency level (Annex IV)	43

Annex I: Insurance companies with a stake of more than 10% that are not consolidated according to the solvency criterion

Millions of euros				12-31-2016
Insurance stake >10%	Accounting Circular	Solvency Circular	Activity	Consolidated Cost
BBVA Insurance COLOMBIA, S.A.	Full Consolidation	Equity Method	Insurance	34
BBVA Insurance VIDA COLOMBIA, S.A.	Full Consolidation	Equity Method	Insurance	124
Insurance PROVINCIAL, C.A.	Full Consolidation	Equity Method	Insurance	7
BBVA Insurance, S.A.	Full Consolidation	Equity Method	Insurance	1,498
BBVA CONSOLIDAR Insurance, S.A.	Full Consolidation	Equity Method	Insurance	53
MULTIASISTENCIA Services S.A. DE C.V.	Full Consolidation	Equity Method	Insurance	1
MULTIASISTENCIA OPERADORA S.A. DE C.V.	Full Consolidation	Equity Method	Insurance	0
VITAMEDICA S.A. DE C.V.	Equity Method	Equity Method	Insurance	-
BBVA BANCOMER Insurance SALUD, S.A. DE C.V	Full Consolidation	Equity Method	Insurance	19
BBVA RE DAC	Full Consolidation	Equity Method	Insurance	47
CESCE	Not Consolidated	Not Consolidated	Insurance	-
BBVA Insurance DE VIDA, S.A.	Full Consolidation	Equity Method	Insurance	77
MULTIASISTENCIA, S.A. DE C.V.	Full Consolidation	Equity Method	Insurance	17
PENSIONES BBVA BANCOMER, S.A DE C.V.,GFB	Full Consolidation	Equity Method	Insurance	196
Insurance BBVA BANCOMER,S.A. DE C.V., GFB.	Full Consolidation	Equity Method	Insurance	421
BBVA Insurance GENERALES SA	Full Consolidation	Equity Method	Insurance	4
BBVA BROKER SA (ARGENTINA)	Full Consolidation	Equity Method	Insurance	0
GARANTI EMEKLILIK VE HAYAT AS	Full Consolidation	Equity Method	Insurance	301
CATALUNYACAIXA VIDA, SA	Full Consolidation	Equity Method	Insurance	466
CATALUNYACAIXA ASSEGURANCES GENERALS, SA	Full Consolidation	Equity Method	Insurance	42
TOTAL				3,306

Financial institutions with a stake of more than 10% that are not consolidated according to the solvency criterion

Millions of euros				12/31/2016
Financial institutions stake >10%	Accounting Circular	Solvency Circular	Activity	Consolidated Cost
COFIDES	Equity Method	Equity Method	Financial	19
IMER-OTC SA - SERV. DE INFRAESTR.MDO OTC	Not Consolidated	Not Consolidated	Financial	-
SEGURO DE DEPOSITOS	Not Consolidated	Not Consolidated	Financial	-
EASTSIDE PARTNERS II LP	Not Consolidated	Not Consolidated	Financial	-
BOLSA ELECT.VALORES	Not Consolidated	Not Consolidated	Financial	-
DECEVAL, S.A.	Not Consolidated	Not Consolidated	Financial	-
SISTARBANC S.R.L.	Equity Method	Equity Method	Financial	0
REDSYS Services DE PROCESAMIENTO, S.L.	Equity Method	Equity Method	Financial	8
INTERBANKING,S.A.	Not Consolidated	Not Consolidated	Financial	-
ACH 4G	Not Consolidated	Not Consolidated	Financial	-
TELEFONICA FACTORING ESPAÑA, S.A.	Equity Method	Equity Method	Financial	4
TRANSBANK, S.A.	Not Consolidated	Not Consolidated	Financial	-
SPI	Not Consolidated	Not Consolidated	Financial	-
ROMBO COMPAÑIA Financial, S.A.	Equity Method	Equity Method	Financial	19
TELEFONICA FACTORING MEXICO, S.A. DE C.V	Equity Method	Equity Method	Financial	1
FINANCEIRA DO COMERCIO EXTERIOR S.A.R.	Full Consolidation	Equity Method	Financial	0
CAMARA COMP.ELECTRON	Not Consolidated	Not Consolidated	Financial	-
CAJA EMISIONES	Equity Method	Equity Method	Financial	0
PROMOT.BOLSA DE BILBAO	Not Consolidated	Not Consolidated	Financial	-
CORPORACION SUICHE 7B, C.A	Equity Method	Equity Method	Financial	0
CAJA VENEZOLANA DE VALORES, S.A.	Equity Method	Equity Method	Financial	0
TELEFONICA FACTORING COLOMBIA, S.A.	Equity Method	Equity Method	Financial	0
TF PERU SAC	Equity Method	Equity Method	Financial	1
TELEFONICA FACTORING DO BRASIL	Not Consolidated	Not Consolidated	Financial	-
COMPASS INVESTMENTS, INC.	Full Consolidation	Equity Method	Financial	0
COMPASS CUSTODIAL SERVICES, INC.	Full Consolidation	Equity Method	Financial	0
SERVIRED SDAD ESPAÑOL. MED.PAGO, S.A	Equity Method	Equity Method	Financial	11
TELEFONICA FACTORING CHILE, S.A.	Equity Method	Equity Method	Financial	0
CABAL URUGUAY, S.A.	Equity Method	Equity Method	Financial	0
REDBANC, S.A.(URUGUAY)	Equity Method	Equity Method	Financial	0
SD.ADMINISTRAD. FDOS.CESANTIA CHILE II	Equity Method	Equity Method	Financial	-
FIDEICOMISO F/00185 FIMPE	Equity Method	Equity Method	Financial	4
BH CFC-BANK OF HANGZHOU CONSUMER FINANCE	Equity Method	Equity Method	Financial	20
ATOM BANK PLC	Equity Method	Equity Method	Financial	43
RCI COLOMBIA	Equity Method	Equity Method	Financial	17
FIDEICOMISO ADMON. REDETRANS	Equity Method	Equity Method	Financial	1
INNOVA 31, S.C.R., SA	Equity Method	Equity Method	Financial	-
AMAEF - AGRUPACION DE LA MEDIACION ASEGU	Equity Method	Equity Method	Financial	-
AZUL HOLDING SCA	Not Consolidated	Not Consolidated	Financial	-
AZUL MANAGEMENT SARL	Not Consolidated	Not Consolidated	Financial	-
BANKALARARASI KART MERKEZI A.S.	Not Consolidated	Not Consolidated	Financial	-
CELERIS S.F., SA	Not Consolidated	Not Consolidated	Financial	-
FINAVES III NUEVAS INVERSIONES,S.A.	Not Consolidated	Not Consolidated	Financial	-
BUMARI, S.L.	Not Consolidated	Not Consolidated	Financial	-
SOCIETAT CATALANA INVERSIO COOP. SCR	Not Consolidated	Not Consolidated	Financial	-
TRANS UNION DE MEXICO	Not Consolidated	Not Consolidated	Financial	-
TOTAL				150

Annex II: Other Companies that are consolidated according to accounting criteria but not according the solvency criterion

Millions of euros				12-31-2016
Company	Accounting Circular	Solvency Circular	Activity	Consolidated Cost (millions)
BBVA AUTORENTING, SA(EX-FINANZIA AUTOR.)	Full Consolidation	Equity Method	Services	45
BBVA NOMINEES, LTD.	Full Consolidation	Equity Method	Services	-
PRO-SALUD, C.A.	Full Consolidation	Equity Method	Services	-
INVERSIONES P.H.R.4, C.A.	Full Consolidation	Equity Method	Real Estate	-
INVERSIONES ALDAMA, C.A.	Full Consolidation	Equity Method	Real Estate	-
BBVA CONSULTORIA, S.A.	Full Consolidation	Equity Method	Services	5
BBVA Services, S.A.	Full Consolidation	Equity Method	Commercial	8
FIDEIC.F/403112-6 ADMON DOS LAGOS	Full Consolidation	Equity Method	Real Estate	-
EL ENCINAR METROPOLITANO, S.A.	Full Consolidation	Equity Method	Real Estate	6
ANIDA PROYECTOS INMOBILIARIOS, S.A. C.V.	Full Consolidation	Equity Method	Real Estate	78
ANIDA Services INMOBILIARIOS, S.A. DE C	Full Consolidation	Equity Method	Services	-
TEXTIL TEXTURA, S.L.	Full Consolidation	Equity Method	Commercial	-
RESIDENCIAL CUMBRES DE SANTA FE, S.A. DE	Full Consolidation	Equity Method	Real Estate	6
COINMODA- COMPLEMENTOS INNOVACIÓN Y MODA	Full Consolidation	Equity Method	Commercial	-
FIDEIC. HARES BBVA BANCOMER F/47997-2	Full Consolidation	Equity Method	Real Estate	-
BAHIA SUR RESORT, S.C.	Full Consolidation	Equity Method	Real Estate	1
ANIDA DESARROLLOS INMOBILIARIOS, S.L.	Full Consolidation	Equity Method	Real Estate	56
Services CORPORATIVOS DE Insurance, S.A.	Full Consolidation	Equity Method	Services	4
DISTRITO CASTELLANA NORTE SA (EX DUCH SA	Full Consolidation	Equity Method	Real Estate	82
GOBERNALIA GLOBAL NET, S.A.	Full Consolidation	Equity Method	Services	9
FUTURO FAMILIAR, S.A. DE C.V.	Full Consolidation	Equity Method	Services	2
ESTACION DE AUTOBUSES CHAMARTIN, S.A.	Full Consolidation	Equity Method	Services	-
URBANIZADORA SANT LLORENC, S.A.	Full Consolidation	Equity Method	Real Estate	0
ANIDA GERMANIA IMMOBILIEN ONE, GMBH	Full Consolidation	Equity Method	Real Estate	0
OPERADORA DOS LAGOS S.A. DE C.V.	Full Consolidation	Equity Method	Services	-
IMOBILIARIA DUQUE DE AVILA, S.A.	Full Consolidation	Equity Method	Real Estate	-
Services TECNOLOG.SINGUL. ( SERVITECSA)	Full Consolidation	Equity Method	Services	1
COPROMED S.A. DE C.V.	Full Consolidation	Equity Method	Services	0
BEEVA TEC OPERADORA, S.A. DE C.V.	Full Consolidation	Equity Method	Services	0
INMESP DESARROLLADORA, S.A. DE C.V.	Full Consolidation	Equity Method	Real Estate	25
CONSORCIO DE CASAS MEXICANAS, SAPI DE CV	Full Consolidation	Equity Method	Real Estate	6
F/403035-9 BBVA HORIZONTES RESIDENCIAL	Full Consolidation	Equity Method	Real Estate	0
F/253863 EL DESEO RESIDENCIAL	Full Consolidation	Equity Method	Real Estate	-
F/100322908 FID. DOS LAGOS(SCOTIAB.INV.)	Full Consolidation	Equity Method	Real Estate	-
MADIVA SOLUCIONES SL	Full Consolidation	Equity Method	Services	10
ARRAHONA GARRAF SL	Full Consolidation	Equity Method	Real Estate	-
CATALÒNIA GEBIRA, SL	Full Consolidation	Equity Method	Real Estate	-
GARRAF MEDITERRANIA SA	Full Consolidation	Equity Method	Real Estate	-
HABITATGES INVERVIC, S.L.	Full Consolidation	Equity Method	Real Estate	-
HABITATGES JUVIPRO, S.L.	Full Consolidation	Equity Method	Real Estate	-
MOTORACTIVE MULTISERVICES SRL	Full Consolidation	Equity Method	Services	0
GARANTI FILO YONETIM HIZMETLERI A.S.	Full Consolidation	Equity Method	Services	10
INPAU, SA	Full Consolidation	Equity Method	Real Estate	27
FODECOR, SL	Full Consolidation	Equity Method	Real Estate	-
CERBAT, SL	Full Consolidation	Equity Method	Real Estate	25
PROCAMVASA, SA	Full Consolidation	Equity Method	Real Estate	-
S.B.D. NORD, SL	Full Consolidation	Equity Method	Real Estate	-
ESPAIS CERDANYOLA, SL	Full Consolidation	Equity Method	Real Estate	-
PUERTO CIUDAD LAS PALMAS, SA	Full Consolidation	Equity Method	Real Estate	-
PROVIURE, SL	Full Consolidation	Equity Method	Real Estate	0
CLUB GOLF HACIENDA EL ALAMO, SL	Full Consolidation	Equity Method	Real Estate	0
AREA TRES PROCAM, SL	Full Consolidation	Equity Method	Real Estate	-
JALE PROCAM, SL	Full Consolidation	Equity Method	Real Estate	-
PROVIURE CIUTAT DE LLEIDA, SL	Full Consolidation	Equity Method	Real Estate	0
PROVIURE BARCELONA, SL	Full Consolidation	Equity Method	Real Estate	0
PROVIURE PARC D'HABITATGES, SL	Full Consolidation	Equity Method	Real Estate	0
CONJUNT RESIDENCIAL FREIXA, SL	Full Consolidation	Equity Method	Real Estate	-
HABITAT ZENTRUM, SL	Full Consolidation	Equity Method	Real Estate	-
GARANTI KULTUR AS	Full Consolidation	Equity Method	Services	0
TRIFOI REAL ESTATE SRL	Full Consolidation	Equity Method	Real Estate	1
UNITARIA GESTION DE PATRIMONIOS INMOBILI	Full Consolidation	Equity Method	Real Estate	3
TOTAL				411

Annex III: Other Companies that are not consolidated according to accounting and solvency criteria

Millions of euros				12-31-2016
Company	Accounting Circular	Solvency Circular	Activity	Consolidated Cost (millions)
F/404180-2 BBVA BANCOMER SERV.GOLF ZIBAT	Equity Method	Equity Method	Real Estate	-
CAMARATE GOLF, S.A.	Equity Method	Equity Method	Real Estate	1
AUREA, S.A.	Equity Method	Equity Method	Real Estate	5
FIDEIC. F/402770-2 ALAMAR	Equity Method	Equity Method	Real Estate	-
FIDEIC F 403853 5 BBVA BANCOM SER.ZIBATA	Equity Method	Equity Method	Real Estate	7
CORPORATIVO VITAMEDICA, S.A. DE C.V.	Equity Method	Equity Method	Services	-
OPERADORA ZIBATA S. DE R.L. DE C.V.	Equity Method	Equity Method	Services	0
Services VITAMEDICA, S.A. DE C.V.	Equity Method	Equity Method	Services	-
FERROMOVIL 3000, S.L.	Equity Method	Equity Method	Services	4
FERROMOVIL 9000, S.L.	Equity Method	Equity Method	Services	3
IRB RIESGO OPERACIONAL, S.L.	Equity Method	Equity Method	Services	0
JARDINES DEL RUBIN, S.A.	Equity Method	Equity Method	Real Estate	1
COMPAÑIA MEXICANA DE PROCESAMIENTO, S.A.	Equity Method	Equity Method	Services	6
ADQUIRA MEXICO, S.A. DE C.V.	Equity Method	Equity Method	Commercial	2
ADQUIRA ESPAÑA, S.A.	Equity Method	Equity Method	Commercial	3
OPERADORA ALAMAR SA DE CV	Equity Method	Equity Method	Services	0
ALTITUDE SOFTWARE SGPS, S.A.	Equity Method	Equity Method	Services	0
FIDEICOMISO 1729 INVEX ENAJENACION DE CA	Equity Method	Equity Method	Special Purpose Real State Companies	57
VITAMEDICA ADMINISTRADORA	Equity Method	Equity Method	Services	1
CANCUN SUN & GOLF COUNTRY CLUB, SAPI CV	Equity Method	Equity Method	Real Estate	-
BATEC MOBILITY, S.L.	Equity Method	Equity Method	Services	1
FIDEICOMISO DE ADMON 2038-6	Equity Method	Equity Method	Real Estate	-
DESARROLLOS METROPOLITANOS DEL SUR SL	Equity Method	Equity Method	Real Estate	11
METROVACESA SUELO Y PROMOCION, SA	Equity Method	Equity Method	Real Estate	208
TESTA RESIDENCIAL SOCIMI SAU	Equity Method	Equity Method	Real Estate	91
PARQUE RIO RESIDENCIAL, S.L.	Equity Method	Equity Method	Real Estate	10
CAPIPOTA PRODUCTIONS S.L.	Equity Method	Equity Method	Commercial	0
IBVSOURCE-PRESTAÇAO SERV.INFORMATICOS	Equity Method	Equity Method	Services	-
AVANTESPACIA Real Estate SL	Equity Method	Equity Method	Real Estate	18
METROVACESA PROMOCION Y ARRENDAMIENTO S.	Equity Method	Equity Method	Real Estate	67
AXIACOM-CRI	Equity Method	Equity Method	Real Estate	-
HABITATGES CIMIPRO, S.L.	Equity Method	Equity Method	Real Estate	0
HABITATGES LLULL, S.L.	Equity Method	Equity Method	Real Estate	-
NOVA LLAR SANT JOAN SA	Equity Method	Equity Method	Real Estate	-
NUCLI, SA	Equity Method	Equity Method	Real Estate	-
RESIDENCIAL SARRIA-BONANOVA SL	Equity Method	Equity Method	Real Estate	-
SDB CREIXENT, SA	Equity Method	Equity Method	Real Estate	-
SOLARVOLAR S.L.	Equity Method	Equity Method	Real Estate	-
PROVICAT SANT ANDREU, SA	Equity Method	Equity Method	Real Estate	0
ESPAIS CATALUNYA INV. IMMOB., SL	Equity Method	Equity Method	Real Estate	-
INFORMACIO I TECNOLOGIA DE CATALUNYA, SL	Equity Method	Equity Method	Services	0
NOVA TERRASSA 30, SL	Equity Method	Equity Method	Real Estate	0
PROMOCIONS TERRES CAVADES, SA	Equity Method	Equity Method	Real Estate	4
PROMOCIONES MIES DEL VALLE, SL	Equity Method	Equity Method	Real Estate	-
TEIN CENTRO TECNOLOGICO DEL PLASTICO, SL	Equity Method	Equity Method	Services	-
PROVIURE CZF, SL	Equity Method	Equity Method	Real Estate	0
EURO LENDERT, SL	Equity Method	Equity Method	Real Estate	0
FACTOR HABAST, SL	Equity Method	Equity Method	Real Estate	0
SENDERAN GESTION DE ACTIVOS, S.L.	Equity Method	Equity Method	Real Estate	0
EUROESPAI 2000, SL	Equity Method	Equity Method	Real Estate	-
IMPULS LLOGUER, SL	Equity Method	Equity Method	Real Estate	1
PROVIURE CZF PARC D'HABITATGES, SL	Equity Method	Equity Method	Real Estate	-
NAVIERA CABO ESTAY, AIE	Equity Method	Equity Method	Services	-
SEGURIDAD Y PROTECCION BankingRIAS, S.A. D	Equity Method	Equity Method	Services	1
Services ELECTRONICOS GLOBALES, S.A. DE	Equity Method	Equity Method	Services	6
REAL ESTATE DEAL II	Equity Method	Equity Method	Other Investment Companies	4
GUP GESTION UNIFICADA DE PROYECTOS, S.A.	Equity Method	Equity Method	Services	-
DOBIMUS SL	Equity Method	Equity Method	Real Estate	-
PROMOCIONS CAN CATÀ SL	Equity Method	Equity Method	Real Estate	-
RESIDENCIAL PEDRALBES-CARRERAS, SL	Equity Method	Equity Method	Real Estate	0
Total				512

Annex IV: Other Companies that are not consolidated according to accounting criteria but are consolidated according the solvency criterion

Millions of euros				12-31-2016
Company	Accounting Circular	Solvency Circular	Activity	Consolidated Cost (millions)
INVERSIONES PLATCO, C.A.	Equity Method	Proportional Consolidation	Financial Services	4
ALTURA MARKETS, S.V., S.A.	Equity Method	Proportional Consolidation	Brokerage Firms	19
PSA FINANCE ARGENTINA COMPAÑIA FINANCIER	Equity Method	Proportional Consolidation	Banking	21
Total				43

Annex V: Transitory own funds disclosure template

Template with information on temporary capital (Millions of euros)	12/31/2016 Phase-in (1)	Transitional adjustments (2)	12/31/2016 Fully-loaded (3)=(1)+(2)
1. Capital instruments and the related share premium accounts	27,210		27,210
of which: Own shares	27,210		27,210
of which: Instrument type 2	-		-
of which: Instrument type 3	-		-
2. Retained earnings	23,688		23,688
3. Accumulated other comprehensive income (and any other reserves)	(5,760)		(5,760)
3.a. Funds for general banking risk	-		-
4. Amount of qualifying items referred to in Article 484 (3) and the related share premium accounts subject to phase out from CET1	-		-
5. Minority interests (amount allowed in consolidated CET1)	6,969	(642)	6,328
5.a. Independently reviewed interim profits net of any foreseeable charge or dividend	2,232		2,232
6. Common Equity Tier 1 (CET1) capital before regulatory adjustments	54,339	(642)	53,697
Common Equity Tier 1 (CET1) capital: regulatory adjustments			-
7. Additional value adjustments (negative amount)	(250)	-	(250)
8. Intangible assets (net of related tax liability) (negative amount)	(5,675)	(3,783)	(9,459)
9. Empty set in the EU	-		-
10. Deferred tax assets that rely on future profitability excluding those arising from temporary difference (net of related tax liability where the conditions in Article 38 (3) are met) (negative amount)	(453)	(640)	(1,093)
11. Fair value reserves related to gains or losses on cash flow hedges	-		-
12. Negative amounts resulting from the calculation of expected loss amounts (equity)	(16)		(16)
13. Any increase in equity that results from securitised assets (negative amount)	-		-
14. Gains or losses on liabilities valued at fair value resulting from changes in own credit standing	(202)		(202)
15. Defined-benefit pension fund assets (negative amount)	-		-
16. Direct and indirect holdings by an institution of own CET1 instruments (negative amount)	(181)	(36)	(217)
17. Direct, indirect and synthetic holdings of the CET1 instruments of financial sector entities where those entities have reciprocal cross holdings with the institution designed to inflate artificially the own funds of the institution (negatvie amount)	-		-
18. Direct, indirect and synthetic holdings of the CET1 instruments of financial sector entities where the institution does not have a significant investment in those entities (amount above 10% threshold and net of eligible short positions) (negative amount)	-		-
19. Direct, indirect and synthetic holdings of the CET1 instruments of financial sector entities where the institution has a significant investment in those entities (amount above 10% threshold and net of eligible short positions) (negative amount)	-	-	-
20. Empty set in the EU	-		-
20.a Exposure amount of the following items which qualify for a RW of 1250%, where the institution opts for the deduction alternative	(62)		(62)
20.b. of which: qualifying holdings outside the financial sector (negative amount)	-		-
20.c of which: securitisation positions (negative amount)	(62)		(62)
20.d of which: free deliveries (negative amount)	-		-
21. Deferred tax assets arising from temporary difference (amount above 10 % threshold , net of related tax liability where the conditions in Article 38 (3) are met) (negative amount)	-		-
22. Amount exceeding the 15% threshold (negative amount)	-		-
23. of which: direct and indirect holdings by the institution of the CET1 instruments of financial sector entities where the institution has a significant investment in those entities	-	-	-
24. Empty set in the EU	-		-
25. of which: deferred tax assets arising from temporary difference	-	-	-
25.a Losses for the current financial year (negative amount)	-		-
25.b Foreseeable tax charges relating to CET1 items (negative amount)	-		-
26. Regulatory adjustments applied to Common Equity Tier 1 in respect of amounts subject to pre-CRR treatment	(129)	129	-
26.a Regulatory adjustments relating to unrealised gains and losses pursuant to Articles 467 and 468	(129)	129	-
26.b Amount to be deducted from or added to Common Equity Tier 1 capital with regard to additional filters and deductions required pre CRR	-		-
27. Qualifying AT1 deductions that exceeds the AT1 capital of the institution (negative amount)	-	-	-
28.Total regulatory adjustments to Common Equity Tier 1 (CET1)	(6,969)	(4,330)	(11,300)
29. Common Equity Tier 1 (CET1) capital	47,370	(4,973)	42,398
Additional Tier 1 (AT1) capital: instruments			-
30. Capital instruments and the related share premium accounts	5,423		5,423
31. of which: classified as equity under applicable accounting standards	-		-
32. of which: classified as liabilities under applicable accounting standards	5,423		5,423
33. Amount of qualifying items referred to in Article 484 (4) and the related share premium accounts subject to phase out from AT1	691	(691)	-
34. Qualifying Tier 1 capital included in consolidated AT1 capital (including minority interest not included in row 5) issued by subsidiaries and held by third parties	383	255	638
35. of which: instruments issued by subsidiaries subject to phase-out	-		-
36. Additional Tier 1 (AT1) capital before regulatory adjustments	6,497	(436)	6,061
Additional Tier 1 (AT1) capital: regulatory adjustments
37. Direct and indirect holdings by an institution of own AT1 instruments (negative amount)	-		-
38. Holdings of the AT1 instruments of financial sector entities where those entities have reciprocal cross holdings with the institution designed to inflate artificially the own funds of the institution (negative amount)	-		-
39. Direct, indirect and synthetic holdings of the AT1 instruments of financial sector entities where the institution does not have a significant investment in those entities (amount above 10% threshold and net of eligible short positions) (negative amount)	-		-
40. Direct, indirect and synthetic holdings of the AT1 instruments of financial sector entities where the institution has a significant investment in those entities (amount above 10% threshold and net of eligible short positions) (negative amount)	-		-
41. Regulatory adjustments applied to Additional Tier 1 capital in respect of amounts subject to pre-CRR treatment and transitional treatments subject to phase-out as prescribed in Regulation (EU) No 585/2013 (ie. CRR residual amounts)	(3,783)	3,783	-
41.a. Residual amounts deducted from Additional Tier 1 capital with regard to deduction from Common Equity Tier 1 capital during the transitional period pursuant to article 472 of Regulation (EU) No 575/2013	(3,783)	3,783	-
41.b Residual amounts deducted from Additional Tier 1 capital with regard to deduction from Tier 2 capital during the transitional period pursuant to article 475 of Regulation (EU) No 575/2013	-		-
41.c Amounts to be deducted from added to Additional Tier 1 capital with regard to additional filters and deductions required pre- CRR	-		-
42 Qualifying T2 deductions that exceed the T2 capital of the institution (negative amount)	-		-
43 Total regulatory adjustments to Additional Tier 1 (AT1) capital	(3,783)	3,783	-
44 Additional Tier 1 (AT1) capital	2,713	3,347	6,061
45 Tier 1 capital (T1 = CET1 + AT1)	50,083	(1,626)	48,459
Tier 2 (T2) capital: instruments and provisions
46. Capital instruments and the related share premium accounts	1,935	-	1,935
47. Amount of qualifying items referred to in Article 484 (5) and the related share premium accounts subject to phase out from T2	421	(421)	-
48. Qualifying own funds instruments included in consolidated T2 capital (including minority interest and AT1 instruments not included in rows 5 or 34) issued by subsidiaries and held by third party	5,915	350	6,265
49. of which: instruments issued by subsidiaries subject to phase-out	350	(350)
50. Credit risk adjustments	538		538
51. Tier 2 (T2) capital before regulatory adjustments	8,810	(71)	8,739
Tier 2 (T2) capital: regulatory adjustments
52. Direct and indirect holdings by an institution of own T2 instruments and subordinated loans (negative amount)	-		-
53. Direct and indirect holdings by an institution of own T2 instruments and subordinated loans (negative amount)	-		-
54. Direct, indirect and synthetic holdings of the T2 instruments and subordinated loans of financial sector entities where the institution does not have a significant investment in those entities (amount above 10 % threshold and net of eligible short positions) (negative amount)	-		-
54.a Of which new holdings not subject to transitional arrangements	-		-
54.b Of which holdings existing before 1 January 2013 and subject to transitional arrangements	-		-
55. Direct, indirect and synthetic holdings of the T2 instruments and subordinated loans of financial sector entities where the institution has a significant investment in those entities (net of eligible short positions) (negative amounts)	-		-
56. Regulatory adjustments applied to Tier 2 capital in respect of amounts subject to pre-CRR treatment and transitional treatments subject to phase out as prescribed in Regulation (EU) No 575/2013 (i.e. CRR residual amounts)	-		-
56.a Residual amounts deducted from Tier 2 capital with regard to deduction from Common Equity Tier 1 capital during the transitional period pursuant to article 472 of Regulation (EU) No 575/2013	-		-
56.b Residual amounts deducted from Tier 2 capital with regard to deduction from Additional Tier 1 capital during the transitional period pursuant to article 475 of Regulation (EU) No 575/2013	-		-
56.c Amounts to be deducted from or added to Tier 2 capital with regard to additional filters and deductions required pre- CRR	-		-
57 Total regulatory adjustments to Tier 2 (T2) capital	-	-	-
58. Tier 2 (T2) capital	8,810	(71)	8,739
59. Total capital (TC = T1 + T2)	58,893	(1,696)	57,197
59.a Risk weighted assets in respect of amounts subject to pre-CRR treatment and transitional treatments subject to phase out as prescribed in Regulation (EU) No 575/2013 (i.e. CRR residual amount)	-		-
60 Total risk-weighted assets	388,951	-	388,951
61. Common Equity Tier 1 (as a percentage of total risk exposure amount	12.2%		10.9%
62. Tier 1 (as a percentage of total risk exposure amount	12.9%		12.5%
63. Total capital (as a percentage of total risk exposure amount	15.1%		14.7%
64. Institution specific buffer requirement (CET1 requirement in accordance with article 92 (1) (a) plus capital conservation and countercyclical buffer requirements plus a systemic risk buffer, plus systemically important institution buffer expressed as a percentage of total risk exposure amount)	4.5%		4.5%
65. of which: capital conservation buffer requirement	0.625%		2.5%
66. of which: countercyclical buffer requirement	-		-
67. of which: systemic risk buffer requirement	-		-
67.a. of which: Global Systemically Important Institution (G-SII) or Other Systemically Important Institution (O-SII) buffer	0.25%		0.25%
68. Common Equity Tier 1 available to meet buffers (as a percentage of risk exposure amount)	7.68%		6.40%
Amounts below the thresholds for deduction (before risk-weighting)			-
72. Direct and indirect holdings of the capital of financial sector entities where the institution does not have a significant investment in those entities (amount below 10% threshold and net of eligible short positions	2,040		2,040
73. Direct and indirect holdings of the CET1 instruments of financial sector entities where the institution has a significant investment in those entities (amount below 10% threshold and net of eligible short positions	3,279		3,279
74. Empty set in the EU	-		-
75. Deferred tax assets arising from temporary difference (amount below 10 % threshold , net of related tax liability where the conditions in Article 38 (3) are met)	3,061		3,061
Applicable caps on the inclusion of provisions in Tier 2	-		-
76. Credit risk adjustments included in T2 in respect of exposures subject to standardised approach (prior to the application of the cap)	-		-
77. Cap on inclusion of credit risk adjustments in T2 under standardised approach	-		-
78. Credit risk adjustments included in T2 in respect of exposures subject to internal rating-based approach (prior to the application of the cap)	2,688		2,688
79. Cap for inclusion of credit risk adjustments in T2 under internal ratings-based approach	538		538
80. Current cap on CET1 instruments subject to phase-out arrangements	-		-
81. Amount excluded from CET1 due to cap (excess over cap after redemptions and maturities)	-		-
82. Current cap on AT1 instruments subject to phase-out arrangements	1,836		1,836
83. Amount excluded from AT1 due to cap (excess over cap after redemptions and maturities)	-		691
84. Current cap on T2 instruments subject to phase-out arrangements	-		-
85. Amount excluded from T2 due to cap (excess over cap after redemptions and maturities)	-		-

• (*) CET1 available to cover minimum buffer requirements calculated as 4.5% over RWAs

Annex VI. Capital instruments main features template

Capital instruments main features template
1. Issuer	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA
2. Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	XS0926832907	XS1033661866	XS1190663952	XS1394911496
3. Governing law(s) of the instrument	Spanish	Spanish	Spanish	Spanish
Regulatory treatment
4. Transitional CRR rules	Additional Tier 1	Additional Tier 1	Additional Tier 1	Additional Tier 1
5. Post-transitional CRR rules	Additional Tier 1	Additional Tier 1	Additional Tier 1	Additional Tier 1
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Contingent Convertible	Contingent Convertible	Contingent Convertible	Contingent Convertible
8. Amount recognised in regulatory capital (currency in millions, as of most recent reporting date)	1,423,0	1,500,0	1,500,0	1,000,0
9. Nominal amount of instrument	1,500 Mill USD	1,500 Mill EUR	1,500 Mill EUR	1,000 Mill EUR
9.a Issue price	100.00%	100.00%	100.00%	100.00%
9.b Redemption price	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	04/26/2013	02/11/2014	02/10/2015	04/072016
12. Perpetual or dated	Perpetual	Perpetual	Perpetual	Perpetual
13. Original maturity date	N/A	N/A	N/A	N/A
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 05/09/2018; also subject to both Regulatory and Tax call	Issuer call date: 02/19/2019; also subject to both Regulatory and Tax call	Issuer call date: 02/18/2020; also subject to both Regulatory and Tax call	Issuer call date: 04/14/2021; also subject to both Regulatory and Tax call
16. Subsequent call dates, if applicable	At any time on or after the first reset date	At any time on or after the first reset date	At any time on or after the first reset date	At any time on or after the first reset date
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)
18. Coupon rate and any related index	9,0%; USSW5 + 8,262%	7,0%; EUSA5 + 6,155%	6,75%; EUSA5 + 6,604%	8,875%; EUSA5 +9,177%
19. Existence of a dividend stopper	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Fully discretionary	Fully discretionary	Fully discretionary	Fully discretionary
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Fully discretionary	Fully discretionary	Fully discretionary	Fully discretionary
21. Existence of step up or other incentive to redeem	No	No	No	No
22. Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative
23. Convertible or non-convertible	Convertible	Convertible	Convertible	Convertible
24. If convertible, conversion trigger (s)	CET1 5,125%; At solo & (sub-)consolidated	CET1 5,125%; At solo & (sub-)consolidated	CET1 5,125%; At solo & (sub-)consolidated	CET1 5,125%; At solo & (sub-)consolidated
25. If convertible, fully or partially	Always Fully	Always Fully	Always Fully	Always Fully
26. If convertible, conversion rate	Floating	Floating	Floating	Floating
27. If convertible, mandatory or optional conversion	Mandatory	Mandatory	Mandatory	Mandatory
28. If convertible, specifiy instrument type convertible into	Tier 1	Tier 1	Tier 1	Tier 1
29. If convertible, specifiy issuer of instrument it converts into	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA
30. Write-down features	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares
36. Non-compliant transitioned features	No	No	No	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	N/A

Capital instruments main features template
1. Issuer	BBVA International Preferred SA Unipersonal	BBVA International Preferred SA Unipersonal	BBVA International Preferred SA Unipersonal	CaixaSabadell Preferents S.A. Company Unipersonal
2. Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	US05530RAB42	XS0308305803	XS0266971745	ES0101339028
3. Governing law(s) of the instrument	Spanish	Spanish	Spanish	Spanish
Regulatory treatment
4. Transitional CRR rules	Tier 1	Tier 1	Not admissible	Tier 1
5. Post-transitional CRR rules	Tier 2	Tier 2	Not admissible	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Preferred Shares	Preferred Shares	Preferred Shares	Preferred Shares
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	569.2	36.4	-	51.2
9. Nominal amount of instrument	600 Mill USD	400 Mill GBP	500 Mill EUR	90 Mill EUR
9.a Issue price	100.00%	100.00%	100.00%	100.00%
9.b Redemption price	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	04/18/2007	07/19/2007	09/20/2006	07/14/2006
12. Perpetual or dated	Perpetual	Perpetual	Perpetual	Perpetual
13. Original maturity date	N/A	N/A	N/A	N/A
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 04/18/2017; also subject to both Regulatory and Tax call	Issuer call date: 07/19/2012; also subject to both Regulatory and Tax call	Issuer call date: 09/20/2016; also subject to both Regulatory and Tax call	Issuer call date: 07/14/2016
16. Subsequent call dates, if applicable	At ten years intervals commencing on April 18, 2017	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Floating
18. Coupon rate and any related index	5,919% (floor); 3M US LIBOR+0,82%	7,093%; 3M GBP LIBOR+0,875%	4,952%; 3M EURIBOR +0,95% (from 09/20/16 +1% additional)	3M EURIBOR + 1,95%
19. Existence of a dividend stopper	Yes	Yes	Yes	Yes
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	No	No	Yes	No
22. Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments
36. Non-compliant transitioned features	Yes	Yes	Yes	Yes
37. If yes, specifiy non-compliant features	No trigger, no discretionary	No trigger, no discretionary	No trigger, no discretionary. Includes step-up	No trigger, no discretionary

Capital instruments main features template
1. Issuer	Caixa Terrassa Societat de Participacions Preferents, S.A. Unipersonal	BBVA International Preferred SA Unipersonal	BBVA Subordinated Capital Finance SAU	BBVA Subordinated Capital Finance SAU
2, Identificador único (por ejemplo ISIN	XS0225115566	XS0229864060	XS0230662628	XS1055241373
3. Governing law(s) of the instrument	Spanish	Spanish	English	English
Regulatory treatment
4. Transitional CRR rules	Tier 1	Not admissible	Not admissible	Tier 2
5. Post-transitional CRR rules	Tier 2	Not admissible	Not admissible	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Preferred Shares	Preferred Shares	Subordinated debt	Subordinated debt
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	34.3	-	-	1,500,0
9. Nominal amount of instrument	75 Mill EUR	550 Mill EUR	150 Mill EUR	1,500 Mill EUR
9.a Issue price	100.00%	100.00%	99.81%	100.00%
9.b Redemption price	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	08/10/2005	09/22/2005	10/13/2005	04/11/2014
12. Perpetual or dated	Perpetual	Perpetual	Dated	Dated
13. Original maturity date	N/A	N/A	10/13/2020	04/11/2024
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 10/08/2011	Issuer call date: 09/22/2015; also subject to both Regulatory and Tax call	Issuer call date: 10/13/2015; Tax call (At any time on or after the 5th year)	Issuer call date: 11/04/2019; also subject to both Regulatory and Tax call
16. Subsequent call dates, if applicable	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date	Issuer call date and on each interest payment day thereafter	No
Coupons / dividends		0
17. Fixed or floating dividend/coupon	Fixed to floating (since call date)	Fixed to floating (since call date)	Floating	Fixed to floating (since call date)
18. Coupon rate and any related index	8%; 10Y CMS +0,10% (cap: 10%)	3,798%; 3M EURIBOR + 0,65% (from 09/22/15 +1% additional)	3M EURIBOR +0,30% up to el 10/13/2015; después 3M EURIBOR +0,80%	3,5%; 6M EURIBOR + 255pbs
19. Existence of a dividend stopper	Yes	Yes	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	No	Yes	Yes	No
22. Noncumulative or cumulative	Noncumulative	Noncumulative	Cumulative	Cumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior liabilities other than parity securities rank immediately senior
36. Non-compliant transitioned features	Yes	Yes	Yes	No
37. If yes, specifiy non-compliant features	No trigger, no discretionary	No trigger, no discretionary, step up	Existence of step-up	N/A

Capital instruments main features template
1. Issuer	BBVA Subordinated Capital Finance SAU	BBVA, SA	BBVA Subordinated Capital Finance SAU	BBVA, SA
2, Identificador único (por ejemplo ISIN	XS0376074364	ES0213211131	XS0361684391	ES0213211115
3. Governing law(s) of the instrument	English	Spanish	English	Spanish
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	4.0	99.9	50.0	124.7
9. Nominal amount of instrument	20 Mill EUR	100 Mill EUR	50 Mill EUR	125 Mill EUR
9.a Issue price	100.00%	99.77%	100.00%	99.65%
9.b Redemption price	100%	100%	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	07/22/2008	07/04/2008	05/19/2008	03/03/2008
12. Perpetual or dated	Dated	Dated	Dated	Dated
13. Original maturity date	07/22/2018	04/07/2023	05/19/2023	03/03/2033
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	No optional call date; Tax call	No	No optional call date; Tax call	Issuer call date: 03/03/2028
16. Subsequent call dates, if applicable	At any time on or after the 5th year	NA	At any time on or after the 5th year	Issuer call date and on each interest payment day thereafter
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed	Fixed	Fixed to specified index	Fixed to floating (since call date)
18. Coupon rate and any related index	6.11%	6.20%	4.75% first 2 years; after, follows CP	6.025%; from 3/03/28 3M EURIBOR+1,78%
19. Existence of a dividend stopper	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	No	No	No	Yes
22. Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior
36. Non-compliant transitioned features	No	No	No	Yes
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	Existence of step-up

Capital instruments main features template
1. Issuer	BBVA, SA	BBVA Subordinated Capital Finance SAU	BBVA Global Finance LTD	Caixa Terrassa	Caixa Terrassa
2, Identificador único (por ejemplo ISIN	ES0213211107	XS0291892262	US055291AC24	ES0214974026	ES0214974059
3. Governing law(s) of the instrument	Spanish	English	New York	Spanish	Spanish
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Not admissible
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Not admissible
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Perpetual subordinated debt	Subordinated debt
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	256.6	68.0	184.7	0.05	-
9. Nominal amount of instrument	300 Mill EUR	100 Mill EUR	200 Mill USD	6 Mill EUR	50 Mill EUR
9.a Issue price	99.06%	100.00%	98.21%	100.00%	99.66%
9.b Redemption price	100%	100%	100%	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	02/16/2007	04/04/2007	12/04/1995	06/30/1990	08/09/2006
12. Perpetual or dated	Dated	Dated	Dated	Perpetual	Dated
13. Original maturity date	02/16/2022	04/04/2022	12/01/2025	N/A	08/09/2021
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 02/16/2017	No optional call date; Tax call	No optional call date; Tax call	Issuer call date: 06/03/2010	Issuer call date: 08/09/2016
16. Subsequent call dates, if applicable	Issuer call date and on each interest payment day thereafter	At any time on or after the 5th year	At any time after the 11/12/2000	Issuer call date and on each interest payment day thereafter	Issuer call date and on each year thereafter
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed to floating (since call date)	Floating	Fixed	Fixed	Fixed to floating (since call date)
18. Coupon rate and any related index	4.50%; after call date: 3M EURIBOR + 80PBS	CMS 10YR + 0.03%	7.00%	2.50%	4.70%; 3M EURIBOR + 1,08% since issuer call date
19. Existence of a dividend stopper	No	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	Yes	No	No	No	Yes
22. Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares and Additional Tier 1 instruments	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)
36. Non-compliant transitioned features	Yes	No	No	No	Yes
37. If yes, specifiy non-compliant features	Existence of step-up	N/A	N/A	N/A	Existence of step-up

Capital instruments main features template
1. Issuer	Caixa Terrassa	Caixa Sabadell	Caixa Sabadell	Caixa Sabadell	Caixa Terrassa
2, Identificador único (por ejemplo ISIN	ES0214974067	ES0214973051	ES0214973069	ES0214973077	ES0214974075
3. Governing law(s) of the instrument	Spanish	Spanish	Spanish	Spanish	Spanish
Regulatory treatment
4. Transitional CRR rules	Not admissible	Not admissible	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Not admissible	Not admissible	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Perpetual subordinated debt
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	-	-	-	4.7	39.9
9. Nominal amount of instrument	75 Mill EUR	50 Mill EUR	100 Mill EUR	35 Mill EUR	75 Mill EUR
9.a Issue price	100.00%	100.00%	100.00%	100.00%	100.00%
9.b Redemption price	100%	100%	100%	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	08/09/2006	01/28/2005	02/15/2007	06/10/2009	03/01/2007
12. Perpetual or dated	Dated	Dated	Dated	Dated	Perpetual
13. Original maturity date	08/09/2021	01/28/2020	02/15/2017	06/10/2024	N/A
14. Issuer call subjet to prior supervisory approval	Yes	Yes	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 08/09/2016	Issuer call date: 01/28/2015	Issuer call date: 02/15/2012	Issuer call date: 06/10/2019	Issuer call date: 03/01/2027
16. Subsequent call dates, if applicable	Issuer call date and on each year thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter
Coupons / dividends
17. Fixed or floating dividend/coupon	Floating	Floating	Floating	Fixed to floating (since call date)	Floating
18. Coupon rate and any related index	3M EURIBOR + 0.58%; 3M EURIBOR + 1.08% after issuer call date	3M EURIBOR + 1.02% from 01/28/15	3M EURIBOR + 0.44%	7.50% up to 06/09/11; from 06/10/11 up to 06/09/19: 3M EURIBOR +5.25%; from 06/10/19 to 06/10/24: 3M EURIBOR +6%	3M EURIBOR + 1.30% up to 03/01/2027; from 03/01/2027 3M EURIBOR + 2.80%
19. Existence of a dividend stopper	No	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	Yes	No	No	Yes	Yes
22. Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares and Additional Tier 1 instruments
36. Non-compliant transitioned features	Yes	Yes	No	Yes	Yes
37. If yes, specifiy non-compliant features	Existence of step-up	Existence of step-up	N/A	Existence of step-up	Existence of step-up

Capital instruments main features template
1. Issuer	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA
2, Identificador único (por ejemplo ISIN	US05533UAB44	US05533AAA07	US05533UAC27	US05533UAC27	US055295AB54	US05533UAE82
3. Governing law(s) of the instrument	New York	New York	New York	New York	New York	New York
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 1 instrument	Tier 2 instrument	Tier 2 instrument	Tier 1 instrument	Tier 2 instrument
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	710.4	426.3	710.4	355.2	355.2	142.1
9. Nominal amount of instrument	1,250 Mill USD	1,000 Mill USD	1,000 Mill USD	500 Mill USD	500 Mill USD	200 Mill USD
9.a Issue price	98.65%	100.00%	99.97%	109.89%+accrued interest from July 19,2012 to Sep 28,2012	100.00%	99.79%
9.b Redemption price	100%	100%	100%	100%	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	03/10/2011	04/22/2010	07/19/2012	09/28/2012	05/17/2007	11/12/2014
12. Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated
13. Original maturity date	03/10/2021	04/22/2020	09/30/2022	09/30/2022	05/17/2022	11/12/2029
14. Issuer call subjet to prior supervisory approval	No	No	No	No	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	Solo also subject to both Regulatory and Tax call (en su totalidad)	Solo also subject to both Regulatory and Tax call (en su totalidad)	Solo also subject to both Regulatory and Tax call (en su totalidad)	Solo also subject to both Regulatory and Tax call (en su totalidad)	05/17/2017 in whole or in part, also subject to both Regulatory and Tax call (only in whole)	11/12/2024 in whole or in part. (also subject to both Regulatory and Tax call, only in whole redemptiion)
16. Subsequent call dates, if applicable	NA	NA	NA	NA	On each interest payment date from the first call	No
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Fixed	Fixed to floating (since call date)	Fixed
18. Coupon rate and any related index	6.5%	7.25%	6.75%	6.75%	6.008%; from 05/17/2017 3M US LIBOR +1.81%	5.35%
19. Existence of a dividend stopper	Yes	Yes	Yes	Yes	Yes	Yes
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Partially discretionary	Partially discretionary	Mandatory	Mandatory	Partially discretionary	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Partially discretionary	Partially discretionary	Mandatory	Mandatory	Partially discretionary	Mandatory
21. Existence of step up or other incentive to redeem	No	No	No	No	No	No
22. Noncumulative or cumulative	Cumulative	Noncumulative	Cumulative	Cumulative	Noncumulative	Cumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A	N/A	Yes, if a trigger event occurs
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	A Trigger Event will be deemed to have occurred if: (i) the CNBV publishes a determination, in its official publication of capitalization levels for Mexican banks, that the Issuer’s Fundamental Capital is equal to or below 4.5%; (ii) both (A) the CNBV notifies the Issuer that it has made a decision, pursuant to Article 29 Bis of the Mexican Banking Law and other regulations (iii) the Banking Stability Committee determines that financial assistance is required by the Issuer to avoid revocation of the Issuer’s license for its failure to comply with corrective measures
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	Partially or fully
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated Preferred Indebtednessand (i) will rank junior to all present and future Senior Indebtedness, (ii) will rank pari passu with all other Subordinated Preferred Indebtedness, and (iii) will be senior to Subordinated Non-Preferred Indebtedness and all classes of capital stock.	Constitute Subordinated Non-Preferred Indebtedness and will rank (1) junior to the Senior Indebtedness and Subordinated Preferred Indebtedness, (2) pari passu among themselves and with all the other Subordinated Non-Preferred Indebtedness, and (3) senior only to all classes of capital stock.	The Notes constitute subordinated preferred indebtedness and (i) will rank junior to all present and future senior indebtedness, (ii) will rank pari passu with all other present or future unsecured subordinated preferred indebtedness, and (iii) will be senior to unsecured subordinated non-preferred indebtedness and all classes of capital stock.	The Notes constitute subordinated preferred indebtedness and (i) will rank junior to all present and future senior indebtedness, (ii) will rank pari passu with all other present or future unsecured subordinated preferred indebtedness, and (iii) will be senior to unsecured subordinated non-preferred indebtedness and all classes of capital stock.	Constitute Subordinated Non-Preferred Indebtedness and will rank (1) junior to the Senior Indebtedness and Subordinated Preferred Indebtedness, (2) pari passu among themselves and with all the other Subordinated Non-Preferred Indebtedness, and (3) senior only to all classes of capital stock.	The Notes constitute Subordinated Preferred Indebtedness, and (i) will be subordinated and junior in right of payment and in liquidation to all of the present and future Senior Indebtedness, (ii) will rank pari passu without preference among themselves and with all of the present and future other unsecured subordinated preferred indebtedness and (iii) will be senior to subordinated non-preferredindebtedness and all classes of equity or capital stock.
36. Non-compliant transitioned features	No	No	No	No	No	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	N/A	N/A	N/A

Capital instruments main features template
1. Issuer	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile
2, Identificador único (por ejemplo ISIN	UBBV-A1203	UBHIB70397	UBHIB80397	UBBV-G0506	UBBVH90607
3. Governing law(s) of the instrument	Chile	Chile	Chile	Chile	Chile
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	190.7	0.7	0.7	108.1	254.2
9. Nominal amount of instrument	6 Mill UF	0,5 Mill UF	0,5 Mill UF	3,4 Mill UF	8 Mill UF
9.a Issue price	103.61%	99.52%	99.47%	109.51%	93.02%
9.b Redemption price	100%	100%	100%	100%	100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	04/01/2004	03/01/1997	03/01/1997	10/19/2006	06/01/2007
12. Perpetual or dated	Dated	Dated	Dated	Dated	Dated
13. Original maturity date	12/01/2027	03/01/2018	03/01/2018	05/01/2031	06/01/2032
14. Issuer call subjet to prior supervisory approval	No	No	No	No	No
15. Optional call date, contingent call dates, and redemption amount	NA	NA	NA	NA	NA
16. Subsequent call dates, if applicable	N/A	N/A	N/A	N/A	N/A
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Fixed	Fixed
18. Coupon rate and any related index	6.00%	6.50%	6.50%	5.00%	3.50%
19. Existence of a dividend stopper	No	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	N/A	N/A	N/A	N/A	N/A
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	N/A	N/A	N/A	N/A	N/A
21. Existence of step up or other incentive to redeem	No	No	No	No	No
22. Noncumulative or cumulative	NA	NA	NA	NA	NA
23. Convertible or non-convertible	Convertible	Convertible	Convertible	Convertible	Convertible
24. If convertible, conversion trigger (s)	Effective assets 8%	Effective assets 8%	Effective assets 8%	Effective assets 8%	Effective assets 8%
25. If convertible, fully or partially	Always Fully	Always Fully	Always Fully	Always Fully	Always Fully
26. If convertible, conversion rate	1 to 1	1 to 1	1 to 1	1 to 1	1 to 1
27. If convertible, mandatory or optional conversion	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
28. If convertible, specifiy instrument type convertible into	Tier 1	Tier 1	Tier 1	Tier 1	Tier 1
29. If convertible, specifiy issuer of instrument it converts into	BBVA Chile	BBVA Chile	BBVA Chile	BBVA Chile	BBVA Chile
30. Write-down features	NO	NO	NO	NO	NO
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior Bonds	Senior Bonds	Senior Bonds	Senior Bonds	Senior Bonds
36. Non-compliant transitioned features	No	No	No	No	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	N/A	N/A

Capital instruments main features template
1. Issuer	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA
2, Identificador único (por ejemplo ISIN	BBVAIP190918	BBVAIP190921	BBVAIP190926	BBVAIP190223	BBVAIP190228
3. Governing law(s) of the instrument	Colombian	Colombian	Colombian	Colombian	Colombian
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	6.3	26.1	47.9	61.5	50.7
9. Nominal amount of instrument	102,000 Mill COP	106,000 Mill COP	156,000 Mill COP	200,000 Mill COP	165,000 Mill COP
9.a Issue price	100.00%	100.00%	100.00%	100.00%	100.00%
9.b Redemption price	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	09/19/2011	09/19/2011	09/19/2011	02/19/2013	02/19/2013
12. Perpetual or dated	Dated	Dated	Dated	Dated	Dated
13. Original maturity date	09/19/2018	09/19/2021	09/19/2026	02/19/2023	02/19/2028
14. Issuer call subjet to prior supervisory approval	No	No	No	No	No
15. Optional call date, contingent call dates, and redemption amount	N/A	N/A	N/A	N/A	N/A
16. Subsequent call dates, if applicable	N/A	N/A	N/A	N/A	N/A
Coupons / dividends
17. Fixed or floating dividend/coupon	Floating	Floating	Floating	Floating	Floating
18. Coupon rate and any related index	IPC + 4.28%	IPC + 4.45%	IPC + 4.70%	IPC + 3.60%	IPC + 3.89%
19. Existence of a dividend stopper	No	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	No	No	No	No	No
22. Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior
36. Non-compliant transitioned features	No	No	No	No	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	N/A	N/A

Capital instruments main features template
1. Issuer	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Continental	BBVA Continental
2, Identificador único (por ejemplo ISIN	EK6295332	COB13CBB0088	USP1024TAN92	BID Subordinado	PEP11600D011
3. Governing law(s) of the instrument	Colombian	Colombian	Colombian	New York	Peruvian
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Not admissible	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Not admissible	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	49.2	27.7	369.1	-	11.3
9. Nominal amount of instrument	160,000 Mill COP	90,000 Mill COP	400 Mill USD	30 Mill USD	40 Mill PEN
9.a Issue price	100.00%	100.00%	99.91%	100.00%	99.25%
9.b Redemption price	Bullet Bonds; 100%	Bullet Bonds; 100%	1	With the prior Authorization of the Peruvian Banking Regulatory Authority and pursuant to the Applicable Laws of Peru, with prepayment fee in each case in an amount equal to one and one-half percent (1.5%) of any and all amounts prepaid on the Loan;	There is redemption option with additional paid 0%.
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	11/26/2014	11/26/2014	04/21/2015	12/22/2006	05/07/2007
12. Perpetual or dated	Dated	Dated	Dated	Dated	Dated
13. Original maturity date	11/26/2034	11/26/2029	04/21/2025	02/15/2017	05/07/2022
14. Issuer call subjet to prior supervisory approval	No	No	Yes	Yes	Yes
15. Optional call date, contingent call dates, and redemption amount	N/A	N/A	04/21/2020; Tax call	Issuer call date: 02/15/2012, also subject to Regulatory call.	Issuer call date: 05/07/2017, also subject to Regulatory call.
16. Subsequent call dates, if applicable	N/A	N/A	At any time on or after 04/21/2020	At any time on or after the call date	At any time on or after the call date
Coupons / dividends
17. Fixed or floating dividend/coupon	Floating	Floating	Fixed	Floating	Fixed
18. Coupon rate and any related index	IPC + 4.38%	IPC + 4.50%	4.88%	LIBOR6M + 1.25% (increase of additional 1.25% from call date)	5.85% (up to 20th coupon ) - (increase of 0.5% annually from the 21st coupon- call date)
19. Existence of a dividend stopper	No	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	N/A	N/A
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	N/A	N/A
21. Existence of step up or other incentive to redeem	No	No	No	Yes	Yes
22. Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	N/A	N/A
23. Convertible or non-convertible	Non-convertible	Non-convertible	Non-convertible	Non-convertible	N/A
24. If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A
25. If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A
26. If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A
27. If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A
28. If convertible, specifiy instrument type convertible into	N/A	N/A	N/A	N/A	N/A
29. If convertible, specifiy issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A
30. Write-down features	N/A	N/A	N/A	NO	NO
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior
36. Non-compliant transitioned features	No	No	No	Yes	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	Subsidiary issuance not subject by UE CRD-IV	N/A

Capital instruments main features template
1. Issuer	BBVA Continental	Banco Bilbao Vizcaya Argentaria Paraguay S.A.	BBVA URUGUAY SA	Banco Bilbao Vizcaya Argentaria Paraguay S.A.
2, Identificador único (por ejemplo ISIN	US05537GAD79-USP16236AG98	PYBBV01F3798	N/A	PYBBV02F5511
3. Governing law(s) of the instrument	New York	Paraguay	Uruguay	Paraguay
Regulatory treatment
4. Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2
5. Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2
6. Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7. Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8. Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	284.6	-	-	-
9. Nominal amount of instrument	300 Mill USD	20 Mill USD	15 Mill USD	25 Mill USD
9.a Issue price	99.32%	100.00%	100.00%	100.00%
9.b Redemption price	BBVA may, with the prior approval of the SBS, redeem the Notes, in whole or in part, on the Reset Date, at a redemption price equal to 100% of the principal amount of the Notes being redeemed plus any accrued and unpaid interest on the principal amount of the Notes.	100.00%	100.00%	100.00%
10. Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11. Original date of issuance	09/22/2014	11/19/2014	12/19/2014	11/24/2015
12. Perpetual or dated	Dated	Dated	Dated	Dated
13. Original maturity date	09/22/2029	05/11/2021	12/19/2024	11/18/2022
14. Issuer call subjet to prior supervisory approval	Yes	N/A	Yes	N/A
15. Optional call date, contingent call dates, and redemption amount	Issuer call date: 09/22/2024, also subject to Regulatory call.	N/A	At issuer's discretion after 5 years from issue date, minimum USD 1MM	N/A
16. Subsequent call dates, if applicable	N/A	N/A	At issuer's discretion after 5 years from issue date, minimum USD 1MM	N/A
Coupons / dividends
17. Fixed or floating dividend/coupon	Fixed	Fixed	Floating	Fixed
18. Coupon rate and any related index	5.25%	6.75%	LIBOR 90d + 4.35%	6.70%
19. Existence of a dividend stopper	No	No	No	No
20.a Fully discretionary, partially discretionary or mandatory (in terms of timing	N/A	Mandatory	Mandatory	Mandatory
20.b Fully discretionary, partially discretionary or mandatory (in terms of amount)	N/A	Mandatory	Mandatory	Mandatory
21. Existence of step up or other incentive to redeem	No	No	No	No
22. Noncumulative or cumulative	NA	NA	NA	NA
23. Convertible or non-convertible	N/A	Convertible	Non-convertible	Convertible
24. If convertible, conversion trigger (s)	N/A	TIER 1 <8% o TIER 2 <12% or Accumulated losses > Paid-in Capital	N/A	TIER 1 <8% o TIER 2 <12% or Accumulated losses > Paid-in Capital
25. If convertible, fully or partially	N/A	Partially	N/A	Partially
26. If convertible, conversion rate	N/A	100%	N/A	1
27. If convertible, mandatory or optional conversion	N/A	Mandatory	N/A	Mandatory
28. If convertible, specifiy instrument type convertible into	N/A	Tier 1	N/A	Tier 1
29. If convertible, specifiy issuer of instrument it converts into	N/A	Banco Bilbao Vizcaya Argentaria Paraguay S.A.	N/A	Banco Bilbao Vizcaya Argentaria Paraguay S.A.
30. Write-down features	NO	N/A	N/A	N/A
31. If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A
32. If write-down, full or partial	N/A	N/A	N/A	N/A
33. If write-down, permanent or temporary	N/A	N/A	N/A	N/A
34. If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A
35. Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior
36. Non-compliant transitioned features	No	No	No	No
37. If yes, specifiy non-compliant features	N/A	N/A	N/A	N/A

• (4) Corresponds to the classification of the instrument from a regulatory or phased-in view as of December 31, 2016
• (5) Corresponds to the classification of the instrument from a fully loaded view as of December 31, 2016

Annex VII: Leverage ratio disclosure template

Millions of euros
		12/31/16	12/31/16	12/31/15	12/31/15
		Phase-in	Fully-loaded	Phase-in	Fully-loaded
On-balance sheet exposures (excluding derivatives and SFTs)
1	On-balance sheet items (excluding derivatives, SFTs and fiduciary assets, but including collateral)	641,525	641,525	669,866	669,866
2	(Asset amounts deducted in determining Tier 1 capital)	(10,451)	(10,961)	(12,159)	(12,746)
3	Total on-balance sheet exposures (excluding derivatives, SFTs and fiduciary assets) (sum of lines 1 and 2)	631,074	630,564	657,707	657,120
Derivative exposures
4	Replacement cost associated with all derivatives transactions (ie net of eligible cash variation margin)	13,487	13,487	11,030	11,030
5	Add-on amounts for PFE associated with all derivatives transactions (mark-to-market method)	15,629	15,629	14,523	14,523
EU-5a	Exposure determined under Original Exposure Method	-	-	-	-
6	Gross-up for derivatives collateral provided where deducted from the balance sheet assets pursuant to the applicable accounting framework	-	-	-	-
7	(Deductions of receivables assets for cash variation margin provided in derivatives transactions)	(4,822)	(4,822)	(6,097)	(6,097)
8	(Exempted CCP leg of client-cleared trade exposures)	-	-	-	-
9	Adjusted effective notional amount of written credit derivatives	10,074	10,074	17,362	17,362
10	(Adjusted effective notional offsets and add-on deductions for written credit derivatives)	(5,143)	(5,143)	(13,199)	(13,199)
11	Total derivative exposures (sum of lines 4 to 10)	29,225	29,225	23,619	23,619
Securities financing transaction exposures
12	Gross SFT assets (with no recognition of netting), after adjusting for sales accounting transactions	27,879	27,879	16,616	16,616
13	(Netted amounts of cash payables and cash receivables of gross SFT assets)	(10,300)	(10,300)	-	-
14	Counterparty credit risk exposure for SFT assets	2,941	2,941	37	37
EU-14a	Derogation for SFTs: Counterparty credit risk exposure in accordance with Article 429b (4) and 222 of Regulation (EU) No 575/2013	-	-	-	-
15	Agent transaction exposures	-	-	-	-
EU-15A	(Exempted CCP leg of client-cleared SFT exposure)	-	-	-	-
16	Total securities financing transaction exposures (sum of lines 12 to 15a)	20,520	20,520	16,654	16,654
Other off-balance sheet exposures
17	Off-balance sheet exposures at gross notional amount	164,136	164,136	185,864	185,864
18	(Adjustments for conversion to credit equivalent amounts)	(97,740)	(97,740)	(117,255)	(117,255)
19	Other off-balance sheet exposures (sum of lines 17 to 18)	66,397	66,397	68,609	68,609
Exempted exposures in accordance with CRR Article 429 (7) and (14) (on and off balance sheet)
EU-19a	(Exemption of intragroup exposures (solo basis) in accordance with Article 429(7) of Regulation (EU) No 575/2013 (on and off balance sheet))	-	-	-	-
EU-19b	(Exposures exempted in accordance with Article 429 (14) of Regulation (EU) No 575/2013 (on and off balance sheet))	-	-	-	-
Capital and total exposures
20	Tier 1 capital	50,083	48,459	48,554	45,796
21	Total leverage ratio exposures (sum of lines 3, 11, 16, 19, EU-19a and EU-19b)	747,216	746,706	766,589	766,001
Leverage ratio
22	Leverage ratio	6.70%	6.49%	6.33%	5.98%
Choice on transitional arrangements and amount of derecognised fiduciary items
EU-23	Choice on transitional arrangements for the definition of the capital measure	Transitional	Fully phased in	Transitional	Fully phased in
EU-24	Amount of derecognised fiduciary items in accordance with Article 429(11) of Regulation (EU) NO 575/2013	-	-	-	-

Table LRSpl: Split-up of on balance sheet exposures (excluding derivatives, SFTs and exempted exposures)

		12/31/2016	12/31/2016	12/31/2015	12/31/2015
		Phase-in	Fully-loaded	Phase-in	Fully-loaded
EU-1	Total on-balance sheet exposures (excluding derivatives, SFTs, and exempted exposures), of which:	641,525	641,525	669,866	669,866
EU-2	Trading book exposures	91,030	91,030	61,886	61,886
EU-3	Banking book exposures, of which:	550,495	550,495	607,980	607,980
EU-4	Covered bonds	177	177	839	839
EU-5	Exposures treated as sovereigns	108,332	108,332	143,049	143,049
EU-6	Exposures to regional governments, MDB, international organisations and PSE NOT treated as sovereigns	9,993	9,993	2,501	2,501
EU-7	Institutions	26,786	26,786	44,368	44,368
EU-8	Secured by mortgages of immovable properties	134,063	134,063	138,222	138,222
EU-9	Retail exposures	72,635	72,635	63,514	63,514
EU-10	Corporate	147,336	147,336	151,965	151,965
EU-11	Exposures in default	12,704	12,704	19,574	19,574
EU-12	Other exposures (eg equity, securitisations, and other non-credit obligation assets)	38,468	38,468	43,948	43,948