Annex VI: Template with information on the characteristics of the main capital instruments

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Capital instruments main features template
1.	Issuer	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	BBVA International Preferred SA Unipersonal	BBVA International Preferred SA Unipersonal	BBVA International Preferred SA Unipersonal	CaixaSabadell Preferents S.A. Sociedad Unipersonal	Caixa Terrassa Societat de Participacions Preferents, S.A. Unipersonal	BBVA International Preferred SA Unipersonal
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	XS0926832907	XS1033661866	XS1190663952	US05530RAB42	XS0308305803	XS0266971745	ES0101339028	XS0225115566	XS0229864060
3.	Governing law(s) of the instrument	Spanish	Spanish	Spanish	Spanish	Spanish	Spanish	Spanish	Spanish	Spanish
Regulatory treatment
4.	Transitional CRR rules	Additional Tier 1	Additional Tier 1	Additional Tier 1	Tier 1	Tier 1	Tier 1	Tier 1	Tier 1	Tier 1
5.	Post-transitional CRR rules	Additional Tier 1	Additional Tier 1	Additional Tier 1	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Contingent Convertible	Contingent Convertible	Contingent Convertible	Preferred Shares	Preferred Shares	Preferred Shares	Preferred Shares	Preferred Shares	Preferred Shares
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	1,439.2	1,500.0	1,500.0	551.1	42.5	164.5	51.2	34.3	-
9.	Nominal amount of instrument	1,500 Mill USD	1,500 Mill EUR	1,500 Mill EUR	600 Mill USD	400 Mill GBP	500 Mill EUR	90 Mill EUR	75 Mill Eur	550 Mill EUR
	9.a. Issue price	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
	9.b. Redemption price	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities	The Liquidation Preference plus, if applicable, an amount equal to accrued and unpaid Distributions for the then current Distribution Period to the date fixed for redemption of the Preferred Securities
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	26/04/2013	11/02/2014	10/02/2015	18/04/2007	19/07/2007	20/09/2006	14/07/2006	10/08/2005	22/09/2005
12.	Perpetual or dated	Perpetual	Perpetual	Perpetual	Perpetual	Perpetual	Perpetual	Perpetual	Perpetual	Perpetual
13.	Original maturity date	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
14.	Issuer call subject to prior supervisory approval	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	Issuer call date: 09/05/2018; also subject to both Regulatory and Tax call	Issuer call date: 19/02/2019; also subject to both Regulatory and Tax call	Issuer call date: 18/02/2020; also subject to both Regulatory and Tax call	Issuer call date: 18/04/2017; also subject to both Regulatory and Tax call	Issuer call date: 19/07/2012; also subject to both Regulatory and Tax call	Issuer call date: 20/09/2016; also subject to both Regulatory and Tax call	Issuer call date: 14/07/2016	Issuer call date: 10/08/2011	Issuer call date: 22/09/2015; also subject to both Regulatory and Tax call
16.	Subsequent call dates, if applicable	At any time on or after the first reset date	At any time on or after the first reset date	At any time on or after the first reset date	At ten years intervals commencing on April 18, 2017	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date	On any distribution payment date falling on or after the first call date
Coupons / dividends
17.	Fixed or floating dividend/coupon	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Fixed to floating (since call date)	Floating	Fixed to floating (since call date)	Fixed to floating (since call date)
18.	Coupon rate and any related index	9.0%; USSW5 + 8.262%	7.0%; EUSA5 + 6.155%	6.75%; EUSA + 6.604%	5,919% (floor); 3M US LIBOR+0.82%	7,093%; 3M GBP LIBOR+0,875%	4,952%; 3M EURIBOR +1% +0,95% per year	3M EURIBOR + 1,95%	8%; 10Y CMS +0,10% (cap: 10%)	3,798%; 3M EURIBOR + 0,65% +1% per year
19.	Existence of a dividend stopper	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Fully discretionary	Fully discretionary	Fully discretionary	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Fully discretionary	Fully discretionary	Fully discretionary	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	No	No	No	Yes	No	No	Yes
22.	Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative
23.	Convertible or non-convertible	Convertible	Convertible	Convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	CET1 5.125%; At solo & (sub-)consolidated	CET1 5.125%; At solo & (sub-)consolidated	CET1 5.125%; At solo & (sub-)consolidated	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	Always Fully	Always Fully	Always Fully	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	Floating	Floating	Floating	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	Mandatory	Mandatory	Mandatory	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	Tier 1	Tier 1	Tier 1	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	Banco Bilbao Vizcaya Argentaria SA	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with preferred shares	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments	Senior to common shares and reserves and pari passu with Additional Tier 1 instruments
36.	Non-compliant transitioned features	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	N/A	N/A	N/A	No trigger, no discretionary	No trigger, no discretionary	No trigger, no discretionary, step up	No trigger, no discretionary	No trigger, no discretionary	No trigger, no discretionary, step up

Capital instruments main features template
1.	Issuer	BBVA Subordinated Capital Finance SAU	BBVA Subordinated Capital Finance SAU	BBVA Subordinated Capital Finance SAU	BBVA, SA	BBVA Subordinated Capital Finance SAU	BBVA, SA	BBVA Global Finance LTD	BBVA Global Finance LTD	BBVA Global Finance LTD
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	XS0230662628	XS1055241373	XS0376074364	ES0213211131	XS0361684391	ES0213211115	XS0137037361	XS0137317995	XS0138158281
3.	Governing law(s) of the instrument	English	English	English	Spanish	English	Spanish	English	English	English
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Ineligible	Tier 2	Tier 2	Tier 2	Tier 2	Ineligible	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	-	1,500.0	8.0	99.9	50.0	124.7	-	-	-
9.	Nominal amount of instrument	150,0 Mill EUR	1.500,0 Mill EUR	20,0 Mill EUR	100,0 Mill EUR	50,0 Mill EUR	125,0 Mill EUR	40,0 Mill EUR	50,0 Mill EUR	55,0 Mill EUR
	9.a. Issue price	99.81%	100.00%	100.00%	99.77%	100.00%	99.65%	100.00%	100.00%	100.00%
	9.b. Redemption price	1	100%	100%	100%	100%	100%	100%	100%	100%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	13/10/2005	11/04/2014	22/07/2008	04/07/2008	19/05/2008	03/03/2008	10/10/2001	15/10/2001	02/11/2001
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	13/10/2020	11/04/2024	22/07/2018	04/07/2023	19/05/2023	03/03/2033	10/10/2016	15/10/2016	02/11/2016
14.	Issuer call subject to prior supervisory approval	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	Issuer call date: 13/10/2015; Tax call (At any time after the 5th year)	Issuer call date: 11/04/2019; also subject to both Regulatory and Tax call	No optional call date; Tax call	No	No optional call date; Tax call	Issuer call date: 03/03/2028	No optional call date; Tax call	No optional call date; Tax call	No optional call date; Tax call
16.	Subsequent call dates, if applicable	Issuer call date and on each interest payment day thereafter	No	At any time on or after the 5th year	NA	At any time on or after the 5th year	Issuer call date and on each interest payment day thereafter	At any time on or after the 5th year	At any time on or after the 5th year	At any time on or after the 5th year
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating	Fixed	Fixed	Fixed	De Fixed al indice lincado	Fixed to floating (since call date)	Fixed	Floating	Floating
18.	Coupon rate and any related index	3M EURIBOR +0,30% since 13/10/2015; after 3M EURIBOR +0,80%	3.5%	6.11%	6.20%	4,75% first 2 years; after linked to CPI	6,025%:, since 3/03/28 3M EURIBOR+1,78%	6.08%	3M EURIBOR + 0,60%	3M EURIBOR + 0,70%
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	Yes	No	No	No	No	Yes	No	No	No
22.	Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior liabilities other than parity securities rank immediately senior	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)
36.	Non-compliant transitioned features	Yes	No	No	No	No	Yes	No	No	No
37.	If yes, specify non-compliant features	Existence of step-up	N/A	N/A	N/A	N/A	Existence of step-up	N/A	N/A	N/A

Capital instruments main features template
1.	Issuer	BBVA Global Finance LTD	BBVA, SA	BBVA, SA	BBVA Subordinated Capital Finance SAU	BBVA Global Finance LTD	Caixa Terrassa	Caixa Terrassa	Caixa Terrassa
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	XS0139561467	ES0213211016	ES0213211107	XS0291892262	US055291AC24	ES0214974026	ES0214974059	ES0214974067
3.	Governing law(s) of the instrument	English	Spanish	Spanish	English	New York	Spanish	Spanish	Spanish
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Ineligible	Tier 2	Tier 2	Tier 2	Ineligible	Ineligible
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At local & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Subordinated debt	Perpetual subordinated debt	Subordinated debt	Subordinated debt
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	-	-	256.5	68.0	178.8	0.1	26.9	30.2
9.	Nominal amount of instrument	56,0 Mill EUR	27,9 Mill EUR	300 Mill EUR	100,0 Mill EUR	200,0 Mill USD	6 Mill EUR	50 Mill EUR	75 Mill EUR
	9.a. Issue price	100.00%	97.80%	99.06%	100.00%	98.21%	100.00%	99.66%	100.00%
	9.b. Redemption price	100%	100%	100%	100%	100%	100%	100%	100%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	20/12/2001	05/07/1996	16/02/2007	04/04/2007	04/12/1995	30/06/1990	09/08/2006	09/08/2006
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Perpetual	Dated	Dated
13.	Original maturity date	20/12/2016	22/12/2016	16/02/2022	04/04/2022	01/12/2025	N/A	09/08/2021	09/08/2021
14.	Issuer call subject to prior supervisory approval	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	No optional call date; Tax call	No optional call date	Issuer call date: 16/02/2017	No Issuer call date; Tax call	No Issuer call date; Tax call	Issuer call date: 03/06/2010	Issuer call date: 09/08/2016	Issuer call date: 09/08/2016
16.	Subsequent call dates, if applicable	At any time on or after the 5th year	N/A	Issuer call date and on each interest payment day thereafter	At any time on or after the 5th year	At any time after the 11/12/2000	Issuer call date and on each interest payment day thereafter	Issuer call date and on each year thereafter	Issuer call date and on each year thereafter
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating	Fixed	Fixed to floating (since call date)	Floating	Fixed	Fixed	Fixed to floating (since call date)	Floating
18.	Coupon rate and any related index	3M EURIBOR + 0,70%	9.37%	4,50%; after call date: 3M EURIBOR + 80PBS	CMS 10YR + 0,03%	7.00%	2.50%	4,70%; 3M EURIBOR + 1,08%	3M EURIBOR + 0,58%; 3M EURIBOR + 1,08% since the Issuer call date
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	Yes	No	No	No	Yes	Yes
22.	Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares and Additional Tier 1 instruments	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)
36.	Non-compliant transitioned features	No	No	Yes	No	No	No	Yes	Yes
37.	If yes, specify non-compliant features	N/A	N/A	Existence of step-up	N/A	N/A	N/A	Existence of step-up	Existence of step-up

Capital instruments main features template
1.	Issuer	Caixa Sabadell	Caixa Sabadell	Caixa Sabadell	Caixa Terrassa	Caixa Manlleu
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	ES0214973051	ES0214973069	ES0214973077	ES0214974075	ES0312284005
3.	Governing law(s) of the instrument	Spanish	Spanish	Spanish	Spanish	Spanish
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Ineligible	Ineligible	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated	At solo & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Subordinated debt	Subordinated debt	Subordinated debt	Perpetual subordinated debt	Perpetual subordinated debt
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	26.0	13.3	4.7	47.5	-
9.	Nominal amount of instrument	50,0 Mill EUR	100,0 Mill EUR	35,0 Mill EUR	75,0 Mill EUR	15 Mill EUR
	9.a. Issue price	100.00%	100.00%	100.00%	100.00%	99,90,%
	9.b. Redemption price	100%	100%	100%	100%	100%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	28/01/2005	15/02/2007	10/06/2009	01/03/2007	08/11/2006
12.	Perpetual or dated	Dated	Dated	Dated	Perpetual	Dated
13.	Original maturity date	28/01/2020	15/02/2017	10/06/2024	N/A	08/11/2016
14.	Issuer call subject to prior supervisory approval	Yes	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	Issuer call date: 28/01/2015	Issuer call date: 15/02/2012	Issuer call date: 10/06/2019	Issuer call date: 01/03/2027	Issuer call date: 08/11/2011
16.	Subsequent call dates, if applicable	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each interest payment day thereafter	Issuer call date and on each year thereafter
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating	Floating	Fixed to floating (since call date)	Floating	Floating
18.	Coupon rate and any related index	3M EURIBOR + 0,50% desde 28/01/15	3M EURIBOR + 0,44%	7,50% until 09/06/11; since 10/06/11 until 09/06/19: 3M EURIBOR +5,25%; since 10/06/19 until 10/06/24: 3M EURIBOR +6%	3M EURIBOR + 1,30% until 01/03/2027; since 01/03/2027 3M EURIBOR + 2,80%	3M EURIBOR + 0,3575%; since 8/02/11 3M EURIBOR +0,8575%
19.	Existence of a dividend stopper	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	Yes	Yes	Yes
22.	Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Cumulative
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)	Senior to preferred shares and Additional Tier 1 instruments	Senior to preferred shares, Additional Tier 1 instruments an Upper Tier 2 instruments (perpetual)
36.	Non-compliant transitioned features	No	No	Yes	Yes	No
37.	If yes, specify non-compliant features	N/A	N/A	Existence of step-up	Existence of step-up	N/A

Capital instruments main features template
1.	Issuer	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA	BBVA BANCOMER SA
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	US05533UAB44	US05533AAA07	US05533UAC27	US05533UAC27	US055295AB54	USP16259AL02
3.	Governing law(s) of the instrument	New York	New York	New York	New York	New York	New York
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 1 instrument	Tier 2 instrument	Tier 2 instrument	Tier 1 instrument	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	957.8	613.0	766.2	383.1	383.1	153.2
9.	Nominal amount of instrument	1.250,0 Mill USD	1.000,0 Mill USD	1.000,0 Mill USD	500,0 Mill USD	500,0 Mill USD	200,0 Mill USD
	9.a. Issue price	98.65%	100.00%	99.97%	109,89%+accrued interest from July 19,2012 to Sep 28,2012	100.00%	99.79%
	9.b. Redemption price	100%	100%	100%	100%	100%	100%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	10/03/2011	22/04/2010	19/07/2012	28/09/2012	17/05/2007	12/11/2014
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	10/03/2021	22/04/2020	30/09/2022	30/09/2022	17/05/2022	12/11/2029
14.	Issuer call subject to prior supervisory approval	No	No	No	No	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	Only subject to both Regulatory and Tax call (in whole)	Only subject to both Regulatory and Tax call (in whole)	Only subject to both Regulatory and Tax call (in whole)	Only subject to both Regulatory and Tax call (in whole)	17/05/2017 in whole or in part, also subject to both Regulatory and Tax call (only in whole)	12/11/2024 in whole or in part. (also subject to both Regulatory and Tax call, only in whole redemptiion)
16.	Subsequent call dates, if applicable	NA	NA	NA	NA	Issuer call date and on each interest payment day thereafter	No
Coupons / dividends
17.	Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Fixed	Fixed	Fixed
18.	Coupon rate and any related index	6.5%	7.25%	6.75%	6.75%	6.01%	5.35%
19.	Existence of a dividend stopper	Yes	Yes	Yes	Yes	Yes	Yes
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Fully discretionary	Fully discretionary	Mandatory	Mandatory	Fully discretionary	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Fully discretionary	Fully discretionary	Mandatory	Mandatory	Fully discretionary	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	No	No	No	No
22.	Noncumulative or cumulative	Cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	Yes, if a trigger event occurs
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	A Trigger Event will be deemed to have occurred if: (i) the CNBV publishes a determination, in its official publication of capitalization levels for Mexican banks, that the Issuer’s Capital Fundamental is equal to or below 4.5%; (ii) both (A) the CNBV notifies the Issuer that it has made a determination, pursuant to Article 29 Bis of the Mexican Banking Law and other regulations (iii) the Banking Stability Committee determines that financial assistance is required by the Issuer to avoid revocation of the Issuer’s license for its failure to comply with corrective measures
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	Partially or fully
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated Preferred Indebtedness and (i) will rank junior to all present and future Senior Indebtedness, (ii) will rank pari passu with all other Subordinated Preferred Indebtedness, and (iii) will be senior to Subordinated Non-Preferred Indebtedness and all classes of capital stock.	Constitute Subordinated Non-Preferred Indebtedness and will rank (1) junior to the Senior Indebtedness and Subordinated Preferred Indebtedness, (2) pari passu among themselves and with all the other Subordinated Non-Preferred Indebtedness, and (3) senior only to all classes of capital stock	The Notes constitute subordinated preferred indebtedness and (i) will rank junior to all present and future senior indebtedness, (ii) will rank pari passu with all other present or future unsecured subordinated preferred indebtedness, and (iii) will be senior to unsecured subordinated non-preferred indebtedness and all classes of capital stock.	The Notes constitute subordinated preferred indebtedness and (i) will rank junior to all present and future senior indebtedness, (ii) will rank pari passu with all other present or future unsecured subordinated preferred indebtedness, and (iii) will be senior to unsecured subordinated non-preferred indebtedness and all classes of capital stock.	Constitute Subordinated Non-Preferred Indebtedness and will rank (1) junior to the Senior Indebtedness and Subordinated Preferred Indebtedness, (2) pari passu among themselves and with all the other Subordinated Non-Preferred Indebtedness, and (3) senior only to all classes of capital stock	The Notes constitute Subordinated Preferred Indebtedness, and (i) will be subordinate and junior in right of payment and in liquidation to all of the present and future Senior Indebtedness, (ii) will rank pari passu without preference among themselves and with all of the present and future other unsecured subordinated preferred indebtedness and (iii) will be senior to subordinated non-preferred indebtedness and all classes of equity or capital stock.
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Capital instruments main features template
1.	Issuer	Compass Bank	Compass Bank	Compass Bank	Compass Bank	Phoenix Loan Holdings REIT Pfd (Class B)	TexasBanc Capital Trust I	Texas Regional Statutory Trust I	State National Capital Trust I	State National Statutory Trust II
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	20449EBT2	20449EEE2	20449EXN1	US20453KAA34	71909W201	NA	EI4269227	EI4279275	EI4274359
3.	Governing law(s) of the instrument	New York	New York	New York	New York	New York	New York	New York	New York	New York
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Instrumento de Nivel 1 (phase out until 2018)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	159.4	62.2	61.2	612.2	-	-	-	-	-
9.	Nominal amount of instrument	300 Mill USD	275 Mill USD	350,0 Mill USD	700,0 Mill USD	21 Mill USD	25 Mill USD	50 Mill USD	15 Mill USD	10 Mill USD
	9.a. Issue price	99.82%	99.67%	99.94%	99.02%	125.00%	100.00%	100.00%	100.00%	100.00%
	9.b. Redemption price	No	No	No	Redemption price equal to 100% of the principal amount of the Notes to be redeemed, plus accrued interest on the Notes to the redemption date.	100% of principal redeemed.	100% of principal redeemed.	100% of principal redeemed.	100% of principal redeemed.	100% of principal redeemed.
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	21/03/2005	16/03/2006	19/09/2007	10/04/2015	28/11/2000	23/07/2004	24/02/2004	14/07/2003	17/03/2004
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Perpetual	Dated	Dated	Dated	Dated
13.	Original maturity date	01/04/2020	01/04/2026	01/10/2017	10/04/2025	Sin Vencimiento	23/07/2034	17/03/2034	30/09/2033	17/03/2034
14.	Issuer call subject to prior supervisory approval	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	N/A	N/A	No	10/03/2025	15/06/2021	23/07/2009	17/03/2009	30/09/2008	17/03/2009
16.	Subsequent call dates, if applicable	No	No	N/A	No	At any time on or after the call date	N/A	N/A	At any time on or after the call date	At any time on or after the call date
Coupons / dividends
17.	Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Fixed	Fixed	Floating	Floating	Floating	Floating
18.	Coupon rate and any related index	5.50%	5.90%	6.40%	3.88%	9.88%	3mL+260pbs	3mL+285pbs	3mL+305pbs	3mL+279pbs
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	No	No	No	NO	NO	NO	NO
22.	Noncumulative or cumulative	Cumulative	Cumulative	Cumulative	Cumulative	Noncumulative	Cumulative	Cumulative	Cumulative	Cumulative
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior creditors	Senior creditors	Senior creditors	Senior creditors	Senior creditors	Senior creditors	Senior creditors	Senior creditors	Senior creditors
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Capital instruments main features template
1.	Issuer	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	Bono Subordinado BBVA Chile	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	UBBV-A1203	UBHIB70397	UBHIB80397	UBBV-G0506	UBBVH90607	BBVAIP190918	BBVAIP190921	BBVAIP190926
3.	Governing law(s) of the instrument	Chile	Chile	Chile	Chile	Chile	Colombian	Colombian	Colombian
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	157.8	5.1	5.1	89.4	210.4	11.9	31.0	45.6
9.	Nominal amount of instrument	6 Mill UF	0,5 Mill UF	0,5 Mill UF	3,4 Mill UF	8 Mill UF	102.000 Mill COP	106.000 Mill COP	156.000 Mill COP
	9.a. Issue price	103.61%	99.52%	99.47%	109.51%	93.02%	100.00%	100.00%	100.00%
	9.b. Redemption price	100%	100%	100%	100%	100%	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	01/04/2004	01/03/1997	01/03/1997	19/10/2006	01/06/2007	19/09/2011	19/09/2011	19/09/2011
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	01/12/2027	01/03/2018	01/03/2018	01/05/2031	01/06/2032	19/09/2018	19/09/2021	19/09/2026
14.	Issuer call subject to prior supervisory approval	No	No	No	No	No	No	No	No
15.	Optional call date, contingent call dates, and redemption amount	NA	NA	NA	NA	NA	N/A	N/A	N/A
16.	Subsequent call dates, if applicable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Coupons / dividends
17.	Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Fixed	Fixed	Floating	Floating	Floating
18.	Coupon rate and any related index	0.06	0.065	0.065	0.05	0.035	CPI + 4.28%	CPI + 4.45%	CPI + 4.70%
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	N/A	N/A	N/A	N/A	N/A	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	N/A	N/A	N/A	N/A	N/A	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	No	No	No	No	No	No
22.	Noncumulative or cumulative	NA	NA	NA	NA	NA	Noncumulative	Noncumulative	Noncumulative
23.	Convertible or non-convertible	Convertible	Convertible	Convertible	Convertible	Convertible	Nonconvertible	Nonconvertible	Nonconvertible
24.	If convertible, conversion trigger (s)	Effective assets 8%	Effective assets 8%	Effective assets 8%	Effective assets 8%	Effective assets 8%	N/A	N/A	N/A
25.	If convertible, fully or partially	Always Fully	Always Fully	Always Fully	Always Fully	Always Fully	N/A	N/A	N/A
26.	If convertible, conversion rate	1 to 1	1 to 1	1 to 1	1 to 1	1 to 1	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	Tier 1	Tier 1	Tier 1	Tier 1	Tier 1	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	BBVA Chile	BBVA Chile	BBVA Chile	BBVA Chile	BBVA Chile	N/A	N/A	N/A
30.	Write-down features	NO	NO	NO	NO	NO	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior Bonds	Senior Bonds	Senior Bonds	Senior Bonds	Senior Bonds	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Capital instruments main features template
1.	Issuer	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Colombia SA	BBVA Continental	BBVA Continental	BBVA Continental
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	BBVAIP190223	BBVAIP190228	EK6295332	COB13CBB0088	USP1024TAN92	BID Subordinado	PEP11600D011	PEP11600D029
3.	Governing law(s) of the instrument	Colombian	Colombian	Colombian	Colombian	Colombian	New York	Peruvian	Peruvian
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	58.4	48.2	46.7	26.3	367.4	1.7	11.6	5.8
9.	Nominal amount of instrument	200.000 Mill COP	165.000 Mill COP	160.000 Mill COP	90.000 Mill COP	400 Mill USD	30 Mill USD	40 Mill PEN	20 Mill USD
	9.a. Issue price	100.00%	100.00%	100.00%	100.00%	99.91%	100.00%	99.25%	99.38%
	9.b. Redemption price	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%	Bullet Bonds; 100%	1	With the prior Authorization of the Peruvian Banking Regulatory Authority and pursuant to the Applicable Laws of Peru, with prepayment fee in each case in an amount equal to one and one-half percent (1.5%) of any and all amounts prepaid on the Loan;	There is redemption option with additional paid 0%.	There is redemption option with additional paid 0%.
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	19/02/2013	19/02/2013	26/11/2014	26/11/2014	21/04/2015	22/12/2006	07/05/2007	14/05/2007
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	19/02/2023	19/02/2028	26/11/2034	26/11/2029	21/04/2025	15/02/2017	07/05/2022	14/05/2027
14.	Issuer call subject to prior supervisory approval	No	No	No	No	Yes	Yes	Yes	Yes
15.	Optional call date, contingent call dates, and redemption amount	N/A	N/A	N/A	N/A	21/04/2020; Tax call	Issuer call date: 15/02/2012, also subject to Regulatory call.	Issuer call date: 07/05/2017, also subject to Regulatory call.	Issuer call date: 14/05/2022, also subject to Regulatory call.
16.	Subsequent call dates, if applicable	N/A	N/A	N/A	N/A	At any time on or after 21/04/2020	At any time on or after the call date	At any time on or after the call date	At any time on or after the call date
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating	Floating	Floating	Floating	Fixed	Floating	Fixed	Fixed
18.	Coupon rate and any related index	CPI + 3.60%	CPI + 3.89%	CPI + 4.38%	CPI + 4.50%	0.04875	2.87690% (LIBOR6M + 2.5%)	5.85% (until the 20° coupon ) - (increase of 0.5% annually since the 21° coupon - call date)	6% (until 30° cupon) - (increase of 0.5% annually since the 31° coupon - call date)
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	N/A	N/A	N/A
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory	Mandatory	Mandatory	Mandatory	Mandatory	N/A	N/A	N/A
21.	Existence of step up or other incentive to redeem	No	No	No	No	No	Yes	Yes	Yes
22.	Noncumulative or cumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	Noncumulative	N/A	N/A	N/A
23.	Convertible or non-convertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	Nonconvertible	N/A	N/A
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	N/A	N/A	N/A	N/A	N/A	NO	NO	NO
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Capital instruments main features template
1.	Issuer	BBVA Continental	BBVA Continental	BBVA Continental	BBVA Continental	BBVA Continental	BBVA Continental	BBVA Continental	BBVA Continental
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	PEP11600D037	PEP11600D045	PEP11600D052	PEP11600D060	PEP11600D078	PEP11600D086	PEP11600D094	Credit Suisse TIER 1
3.	Governing law(s) of the instrument	Peruvian	Peruvian	Peruvian	Peruvian	Peruvian	Peruvian	Peruvian	New York
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 1 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	16.0	1.2	14.5	5.8	13.1	14.5	8.7	58.1
9.	Nominal amount of instrument	55 Mill PEN	20 Mill USD	50 Mill PEN	20 Mill USD	45 Mill PEN	50 Mill PEN	30 Mill PEN	200 Mill USD
	9.a. Issue price	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
	9.b. Redemption price	No redemption option	There is redemption option with additional paid 0%.	No redemption option	No redemption option	No redemption option	No redemption option	No redemption option	There is redemption option with additional paid 0%.
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	18/06/2007	24/09/2007	19/11/2007	28/02/2008	08/07/2008	09/09/2008	15/12/2008	07/10/2010
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	18/06/2032	24/09/2017	19/11/2032	28/02/2028	08/07/2023	09/09/2023	15/12/2033	07/10/2040
14.	Issuer call subject to prior supervisory approval	No	Yes	No	No	No	No	No	Yes
15.	Optional call date, contingent call dates, and redemption amount	Subject to Regulatory call.	Issuer call date: 24/09/2012, also subject to Regulatory call.	Subject to Regulatory call.	Subject to Regulatory call.	Subject to Regulatory call.	Subject to Regulatory call.	Subject to Regulatory call.	Issuer call date: 07/10/2020, also subject to Regulatory call.
16.	Subsequent call dates, if applicable	N/A	At any time on or after the call date	N/A	N/A	N/A	N/A	N/A	At any time on or after the call date
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating	Floating	Floating	Fixed	Floating	Floating	Floating	Fixed to floating
18.	Coupon rate and any related index	VAC(semester)/VAC(initial)*3.4688%	LIBOR(6M)+2.15625% (until 10° cupon) - (increase of 1% since the 11° coupon - call date)	VAC(semester)/VAC(initial)*3.5625%	0.064688	VAC(semester)/VAC(initial)*3.0625%	VAC(semester)/VAC(initial)*3.0938%	VAC(semester)/VAC(initial)*4.1875%	7.375% (ten years), L3M + 6.802% (next ten years)
19.	Existence of a dividend stopper	No	No	No	No	No	No	No	N/A
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
21.	Existence of step up or other incentive to redeem	No	Yes	No	No	No	No	No	Yes
22.	Noncumulative or cumulative	N/A	N/A	N/A	N/A	N/A	N/A	N/A	Noncumulative
23.	Convertible or non-convertible	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
24.	If convertible, conversion trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
25.	If convertible, fully or partially	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
26.	If convertible, conversion rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
27.	If convertible, mandatory or optional conversion	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
28.	If convertible, specify instrument type convertible into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30.	Write-down features	NO	NO	NO	NO	NO	NO	NO	NO
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Capital instruments main features template
1.	Issuer	BBVA Continental	BBVA Continental	Banco Bilbao Vizcaya Argentaria Paraguay S.A.	BBVA URUGUAY SA	Banco Bilbao Vizcaya Argentaria Paraguay S.A.
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	PEP11600D102	US05537GAD79-USP16236AG98	PYBBV01F3798	N/A	PYBBV02F5511
3.	Governing law(s) of the instrument	Peruvian	New York	Paraguay	Uruguay	Paraguay
Regulatory treatment
4.	Transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
5.	Post-transitional CRR rules	Tier 2	Tier 2	Tier 2	Tier 2	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated	At local & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	13.1	297.0	-	-	-
9.	Nominal amount of instrument	45 Mill USD	300 Mill USD	20 Mill USD	15 Mill USD	25 Mill USD
	9.a. Issue price	100.00%	99.32%	100.00%	100.00%	100.00%
	9.b. Redemption price	There is redemption option with additional paid 0%.	BBVA may, with the prior approval of the SBS, redeem the Notes, in whole or in part, on the Reset Date, at a redemption price equal to 100% of the principal amount of the Notes being redeemed plus any accrued and unpaid interest on the principal amount of the Notes	100.00%	100.00%	100.00%
10.	Accounting classification	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost	Liability – amortised cost
11.	Original date of issuance	02/10/2013	22/09/2014	19/11/2014	19/12/2014	24/11/2015
12.	Perpetual or dated	Dated	Dated	Dated	Dated	Dated
13.	Original maturity date	02/10/2028	22/09/2029	05/11/2021	19/12/2024	18/11/2022
14.	Issuer call subject to prior supervisory approval	Yes	Yes	N/A	Yes	N/A
15.	Optional call date, contingent call dates, and redemption amount	Issuer call date: 02/10/2023, also subject to Regulatory call.	Issuer call date: 22/09/2024, also subject to Regulatory call.	N/A	At issuer's discretion after 5 years from issue date, minimum USD 1MM	N/A
16.	Subsequent call dates, if applicable	At any time on or after the call date	N/A	N/A	At issuer's discretion after 5 years from issue date, minimum USD 1MM	N/A
Coupons / dividends
17.	Fixed or floating dividend/coupon	Fixed	Fixed	Fixed	Floating	Fixed
18.	Coupon rate and any related index	0.0653125	0.0525	6.75%	LIBOR 90d + 4,35%	0.067
19.	Existence of a dividend stopper	No	No	No	No	No
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	N/A	N/A	Mandatory	Mandatory	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	N/A	N/A	Mandatory	Mandatory	Mandatory
21.	Existence of step up or other incentive to redeem	No	No	NO	NO	NO
22.	Noncumulative or cumulative	N/A	N/A	N/A	N/A	N/A
23.	Convertible or non-convertible	N/A	N/A	Convertible	No convertible	Convertible
24.	If convertible, conversion trigger (s)	N/A	N/A	TIER 1 <8% o TIER 2 <12% or Accumulated losses > Paid-in Capital	N/A	TIER 1 <8% o TIER 2 <12% or Accumulated losses > Paid-in Capital
25.	If convertible, fully or partially	N/A	N/A	Partially	N/A	Partially
26.	If convertible, conversion rate	N/A	N/A	1	N/A	1
27.	If convertible, mandatory or optional conversion	N/A	N/A	Mandatory	N/A	Mandatory
28.	If convertible, specify instrument type convertible into	N/A	N/A	Tier 1	N/A	Tier 1
29.	If convertible, specify issuer of instrument it converts into	N/A	N/A	Banco Bilbao Vizcaya Argentaria Paraguay S.A.	N/A	Banco Bilbao Vizcaya Argentaria Paraguay S.A.
30.	Write-down features	NO	NO	N/A	N/A	N/A
31.	If write-down, write-down trigger (s)	N/A	N/A	N/A	N/A	N/A
32.	If write-down, full or partial	N/A	N/A	N/A	N/A	N/A
33.	If write-down, permanent or temporary	N/A	N/A	N/A	N/A	N/A
34.	If temporary write-down, description of write-up mechanism	N/A	N/A	N/A	N/A	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior	Subordinated liabilities other than parity securities rank immediately senior
36.	Non-compliant transitioned features	Yes	Yes	Yes	Yes	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV	Subsidiary issuance not subject by UE CRD-IV

Table 1 – Capital instruments main features templateTable 2 – Capital instruments main features templateTable 3 – Capital instruments main features templateTable 4 – Capital instruments main features templateTable 5 – Capital instruments main features templateTable 6 – Capital instruments main features templateTable 7 – Capital instruments main features templateTable 8 – Capital instruments main features templateTable 9 – Capital instruments main features templateTable 10 – Capital instruments main features templateTable 11 – Capital instruments main features template

Capital instruments main features template
1.	Issuer	T. Garanti Bankası A.Ş.
2.	Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement	PTR101701 V
3.	Governing law(s) of the instrument	French
Regulatory treatment
4.	Transitional CRR rules	Tier 2
5.	Post-transitional CRR rules	Tier 2
6.	Eligible at solo/(sub-)consolidated/solo & (sub-)consolidated	At solo & (sub-)consolidated
7.	Instrument type (types to be specified by each jurisdiction)	Tier 2 instrument
8.	Amount recognised in regulatory capital (currency in million, as of most recent reporting date)	-
9.	Nominal amount of instrument	50 Mill EUR
	9.a. Issue price	100.00%
	9.b. Redemption price	100%
10.	Accounting classification	Liability – amortised cost
11.	Original date of issuance	23/02/2009
12.	Perpetual or dated	Dated
13.	Original maturity date	31/03/2021
14.	Issuer call subject to prior supervisory approval	Yes
15.	Optional call date, contingent call dates, and redemption amount	31/03/2016
16.	Subsequent call dates, if applicable	N/A
Coupons / dividends
17.	Fixed or floating dividend/coupon	Floating
18.	Coupon rate and any related index	Euribor 6M + 3.5%
19.	Existence of a dividend stopper	Not before a Subordination Event
20.	20.a. Fully discretionary, partially discretionary or mandatory (in terms of timing	Mandatory
	20.b. Fully discretionary, partially discretionary or mandatory (in terms of amount)	Mandatory
21.	Existence of step up or other incentive to redeem	Yes
22.	Noncumulative or cumulative	Cumulative
23.	Convertible or non-convertible	Nonconvertible
24.	If convertible, conversion trigger (s)	N/A
25.	If convertible, fully or partially	N/A
26.	If convertible, conversion rate	N/A
27.	If convertible, mandatory or optional conversion	N/A
28.	If convertible, specify instrument type convertible into	N/A
29.	If convertible, specify issuer of instrument it converts into	N/A
30.	Write-down features	N/A
31.	If write-down, write-down trigger (s)	N/A
32.	If write-down, full or partial	N/A
33.	If write-down, permanent or temporary	N/A
34.	If temporary write-down, description of write-up mechanism	N/A
35.	Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)	Senior Bonds
36.	Non-compliant transitioned features	Yes
37.	If yes, specify non-compliant features	Subsidiary issuance not subject by UE CRD-IV

Information of Prudential Relevance 2015

Annex VI: Template with information on the characteristics of the main capital instruments