|
Notes |
Millions of Euros |
| 2011 |
2010 (*) |
2009 (*) |
| INTEREST AND SIMILAR INCOME |
39
|
24,188 |
21,134 |
23,775 |
| INTEREST AND SIMILAR EXPENSES |
39
|
(11,028) |
(7,814) |
(9,893) |
| NET INTEREST INCOME |
|
13,160 |
13,320 |
13,882 |
| DIVIDEND INCOME |
40
|
562 |
529 |
443 |
| SHARE OF PROFIT OR LOSS OF ENTITIES ACCOUNTED FOR USING THE EQUITY METHOD |
41
|
600 |
335 |
120 |
| FEE AND COMMISSION INCOME |
42
|
5,618 |
5,382 |
5,305 |
| FEE AND COMMISSION EXPENSES |
43
|
(1,058) |
(845) |
(875) |
| NET GAINS (LOSSES) ON FINANCIAL ASSETS AND LIABILITIES |
44
|
1,114 |
1,441 |
892 |
| Financial instruments held for trading |
|
1,054 |
643 |
321 |
| Other financial instruments at fair value through profit or loss |
|
4 |
83 |
79 |
| Other financial instruments not at fair value through profit or loss |
|
56 |
715 |
492 |
| Rest |
|
- |
- |
- |
| EXCHANGE DIFFERENCES (NET) |
|
365 |
453 |
652 |
| OTHER OPERATING INCOME |
45
|
4,247 |
3,543 |
3,400 |
| Income on insurance and reinsurance contracts |
|
3,317 |
2,597 |
2,567 |
| Financial income from non-financial services |
|
656 |
647 |
493 |
| Rest of other operating income |
|
274 |
299 |
340 |
| OTHER OPERATING EXPENSES |
45
|
(4,042) |
(3,248) |
(3,153) |
| Expenses on insurance and reinsurance contracts |
|
(2,436) |
(1,815) |
(1,847) |
| Changes in inventories |
|
(298) |
(554) |
(417) |
| Rest of other operating expenses |
|
(1,308) |
(879) |
(889) |
| GROSS INCOME |
|
20,566 |
20,910 |
20,666 |
| ADMINISTRATION COSTS |
46
|
(9,104) |
(8,207) |
(7,662) |
| Personnel expenses |
|
(5,311) |
(4,814) |
(4,651) |
| General and administrative expenses |
|
(3,793) |
(3,393) |
(3,011) |
| DEPRECIATION AND AMORTIZATION |
47
|
(847) |
(761) |
(697) |
| PROVISIONS (NET) |
48
|
(510) |
(482) |
(458) |
| IMPAIRMENT LOSSES ON FINANCIAL ASSETS (NET) |
49
|
(4,226) |
(4,718) |
(5,473) |
| Loans and receivables |
|
(4,201) |
(4,563) |
(5,199) |
| Other financial instruments not at fair value through profit or loss |
|
(25) |
(155) |
(274) |
| NET OPERATING INCOME |
|
5,879 |
6,742 |
6,376 |
| IMPAIRMENT LOSSES ON OTHER ASSETS (NET) |
50
|
(1,885) |
(489) |
(1,618) |
| Goodwill and other intangible assets |
|
(1,444) |
(13) |
(1,100) |
| Other assets |
|
(441) |
(476) |
(518) |
| GAINS (LOSSES) ON DERECOGNIZED ASSETS NOT CLASSIFIED AS NON-CURRENT ASSETS HELD FOR SALE |
51
|
46 |
41 |
20 |
| NEGATIVE GOODWILL |
|
- |
1 |
99 |
| GAINS (LOSSES) IN NON-CURRENT ASSETS HELD FOR SALE NOT CLASSIFIED AS DISCONTINUED OPERATIONS |
52
|
(270) |
127 |
859 |
| INCOME BEFORE TAX |
|
3,770 |
6,422 |
5,736 |
| INCOME TAX |
21
|
(285) |
(1,427) |
(1,141) |
| INCOME FROM CONTINUING TRANSACTIONS |
|
3,485 |
4,995 |
4,595 |
| INCOME FROM DISCONTINUED TRANSACTIONS (NET) |
|
- |
- |
- |
| NET INCOME |
|
3,485 |
4,995 |
4,595 |
| Net Income attributed to parent company |
|
3,004 |
4,606 |
4,210 |
| Net income attributed to non-controlling interests |
32
|
481 |
389 |
385 |
|
Note |
Euros |
| 2011 |
2010 (*) |
2009 (*) |
| Earnings per share |
5
|
|
|
|
| Basic earnings per share |
|
0.64 |
1.14 |
1.07 |
| Diluted earnings per share |
|
0.64 |
1.14 |
1.07 |
(*) Presented for comparison purposes only.
The accompanying Notes 1 to 59 and Appendices I to XII are an integral part of the consolidated income statement for the year ending December 31, 2011.
