BBVA Group

BBVA GROUP MAIN DATA (CONSOLIDATED FIGURES)
30-06-24∆ %30-06-2331-12-23
Balance sheet (millions of euros)
Total assets759,534(0.4)762,456775,558
Loans and advances to customers (gross)405,0216.3380,949388,912
Deposits from customers430,9847.1402,344413,487
Total customer funds611,9599.7558,083577,853
Total equity57,0918.652,56855,265
Income statement (millions of euros)
Net interest income12,99313.911,41023,089
Gross income17,44623.314,14829,542
Operating income 10,58629.08,20917,233
Net attributable profit (loss)4,99428.83,8788,019
The BBVA share and share performance ratios
Number of shares outstanding (million)5,763(3.4)5,9655,838
Share price (euros)9.3533.07.038.23
Adjusted earning (loss) per share (euros) (1)0.8430.60.641.32
Earning (loss) per share (euros) (1)0.8333.50.621.29
Book value per share (euros) (1)9.2612.58.238.86
Tangible book value per share (euros) (1)8.8412.77.848.46
Market capitalization (millions of euros)53,89828.541,94948,023
Significant ratios (%)
ROE (net attributable profit (loss)/average shareholders'
funds +/- average accumulated other comprehensive income) (1)
19.116.216.2
ROTE (net attributable profit (loss)/average shareholders' funds excluding average
intangible assets +/- average accumulated other comprehensive income) (1)
20.016.917.0
ROA (profit (loss) for the period / average total assets - ATA) (1)1.351.131.12
RORWA (profit (loss) for the period / average risk-weighted assets - RWA) (1)2.802.402.38
Efficiency ratio (1)39.342.041.7
Cost of risk (1)1.421.041.15
NPL ratio (1)3.33.43.4
NPL coverage ratio (1)758077
Capital adequacy ratios (%)
CET1 fully-loaded 12.7512.9912.67
CET1 phased-in (2)12.7512.9912.67
Total ratio phased-in (2)16.7716.7916.58
Other information
Number of active customers (million) (3)75.56.570.873.1
Number of shareholders (4)721,403(7.4)778,810742,194
Number of employees123,2953.5119,070121,486
Number of branches 5,872(2.3)6,0085,949
Number of ATMs 30,7252.829,89130,301

(1) For more information, see Alternative Performance Measures at the end of this report.

(2) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873. For the periods shown in this table, there are no differences between phased-in and fully-loaded ratios due to the aforementioned temporary treatment.

(3) Reported figures include clients from Italy, as well as an adjustment for homogenization of criteria in Peru and Venezuela with the rest of the countries.

(4) See footnote to table of structural distribution of shareholders in the Capital and shareholders chapter of this report.

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